Health insurance claims jump 21%, settlements lag: Irdai
Health insurance claims surged 21% in FY25, but settlements grew only 13%, reveals Irdai data. Public sector insurers paid more than premiums collected. Read about the growing gap.
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Health Claim Denied Over Old Illness: Your Rights
Insurer rejected AMAN claim citing undisclosed 2008 spondylitis. Learn IRDAI rules on claim rejection, moratorium protection & grievance options. Know your insurance rights now!
Life Insurance Grows 12%, Non-Life Stagnates Post-GST
India's life insurance sector surged 12.06% in October 2025, fueled by a GST waiver, while non-life premiums remained flat. Explore the divergent trends and expert outlook.
IRDAI's Micro-Insurance Framework: Boosting Financial Inclusion
India's insurance regulator unveils revolutionary framework for specialized micro-insurance providers, aiming to bridge the protection gap for millions in informal economy ahead of Insurance for All by 2047 vision.
Insurance Claim Rejected Over 15-Year-Old Surgery
A Mumbai family's health insurance claim was rejected due to a 15-year-old surgery their insurer claimed was undisclosed. Learn how to protect your claims and avoid similar pitfalls.
IRDAI Issues New Insurance Fraud Monitoring Guidelines
India's insurance regulator introduces strict fraud monitoring rules requiring insurers to implement advanced detection systems and report suspicious activities within 21 days.
IRDAI Reforms Health Insurance: Modern Medicine Recognized
India's insurance regulator introduces groundbreaking changes recognizing modern treatments, simplifying policy migration, and protecting policyholders with pre-existing conditions. Learn how these reforms will transform healthcare coverage.
Material Change Clause Won't Alter Health Insurance: ICICI Lombard
ICICI Lombard reassures policyholders that the material change clause in health insurance won't affect existing coverage. IRDAI's new guidelines bring clarity to insurance terms.
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