Hidden Fees in Lifetime Free Credit Cards Exposed
Lifetime free credit cards aren't always free. Discover the hidden charges like forex markups and late fees, and learn practical strategies to avoid them. Read before you apply!
Category : Search result: alternative credit mechanism
BoB Card Targets Gen Z, Women with Health-Focused Credit Cards
Bank of Baroda's BoB Card is shifting from generic rewards to cohort-specific products focused on healthcare, insurance, and wellness benefits. Learn how they're targeting Gen Z, women, and professionals.
₹3,361 Crore Sanctioned to Exporters Under New Credit Scheme
Indian lenders sanctioned ₹3,361.83 crore to 774 exporters under the new Credit Guarantee Scheme, boosting exports amid US tariff challenges. Scheme operational till March 2026.
Trump's 10% Credit Card Cap Plan Resonates in India
Donald Trump's proposal for a 10% cap on US credit card rates has Indian cardholders, facing up to 42% interest, asking if India could follow. Explore the implications and RBI's stance.
Exploring the Grace Found in Human Denial
An insightful analysis of denial, not as a flaw, but as a crucial psychological grace that protects and propels us. Discover its role in human resilience and survival.
UPSC Practice: India-EU FTA & AI in Law Enforcement
Boost your UPSC Mains prep with answer-writing practice on India-EU FTA negotiations for non-tariff barriers like CBAM and the benefits & risks of AI in Indian policing. Sharpen your GS-2 skills.
IDFC Bank's New Zero-Forex Credit Card for Travelers
IDFC FIRST Bank unveils the Diamond Reserve Credit Card with 0% forex markup, premium travel rewards, and lifestyle benefits for affluent global travellers. Annual fee waiver on spends over ₹6 lakh.
IDFC FIRST Bank WOW! Black Credit Card: Features & Benefits
IDFC FIRST Bank's new WOW! Black Credit Card offers high reward points on travel, UPI, and zero forex markup. Ideal for building credit and frequent travelers. Explore its fees, benefits, and eligibility.
EU's Carbon Tax Hits Indian Steel, Aluminium Exports
The EU's new carbon border tax (CBAM) targets Indian steel & aluminium exports from 2026, imposing a 16-22% levy. Experts call it a trade barrier. Why India needs urgent government support for exporters.
HDFC AMC's New ₹1,5K Cr Fund Gets IFC Anchor Investment
HDFC AMC enters India's private credit market with a new fund targeting mid-market firms. IFC commits ₹220 crore as anchor investor. Discover how this boosts alternative financing.
UPSC Key: Somnath, Rice Producer, US Interventionism
Essential UPSC insights for Jan 5, 2026: Somnath Temple's 1000-year history, India surpasses China as top rice producer, and implications of US intervention in Venezuela. Master your Prelims and Mains preparation.
UPSC Weekly Quiz: Eurozone, CBAM, Piprahwa Gems Explained
Ace your UPSC Prelims prep with this week's current affairs quiz analysis. Get detailed explanations for MCQs on the Eurozone, Carbon Border Tax, Piprahwa Gems, and more. Strengthen your foundation for competitive exams.
UPSC Key: Tobacco Tax, AGR, Gaganyaan & EU Carbon Tax
Essential UPSC updates: New tobacco duty rates from Feb 1, Vodafone Idea's AGR relief, Gaganyaan mission delays, and the impact of EU's CBAM on Indian exports. Key insights for Prelims and Mains.
Ramesh: India-EU Trade Deal Must Tackle Carbon Border Tax
Congress leader Jairam Ramesh calls for India-EU Free Trade Agreement to counter EU's Carbon Border Adjustment Mechanism, protecting Indian exports. Key negotiations ahead.
4 Resolutions to Improve Your Credit Score in 2026
Start 2026 strong with four simple financial habits to improve your credit score. Learn how timely repayments, smart credit use, and regular monitoring can unlock better loan and credit card offers.
How Closing a Credit Card Affects Your Credit Score
Thinking of closing your credit card? Learn how this decision can hurt your credit score, the factors involved, and smarter alternatives to consider in 2025.
Why Your Credit Card Application is Rejected
Struggling with credit card rejections? Learn the top 5 reasons for application denial in India and how to improve your approval chances. Boost your financial health today!
3 Habits to Improve Your Credit Score in 2026
Aiming for a credit score above 750 in 2026? Learn three powerful habits, from managing credit usage to diversifying your portfolio, to unlock better loan terms and financial opportunities.
India's ₹2,000-Cr MSME Tech Upgrade Scheme in 2026-27 Budget
India plans a ₹2,000-crore tech upgrade scheme for MSMEs to boost exports and efficiency. The 20% subsidy targets energy-efficient machinery to counter global carbon taxes like EU's CBAM.
India's 2025 Trade: Tariffs, FTAs & Global Shifts
2025 sees India navigating a complex global trade landscape with new tariffs from the US & Mexico, green barriers from the EU, and strategic FTAs with the UK, NZ & Oman. Here's the full analysis.
ICICI Bank Credit Card Rules Change: Higher Fees, Reward Caps
ICICI Bank announces significant changes to credit card terms from January 2025, including higher charges and reward point limits. Learn how this impacts your wallet.
How to Improve Your Credit Score: 5 Actionable Tips
Struggling with a low credit score? Learn what the 300-900 range means and discover 5 practical strategies to boost your score, secure better loan terms, and lower interest rates. Act now for a healthier financial profile!
KDA Chief Seeks Action Against 'Anti-Kannada' Railway Officials
KDA Chairman Prof Purushotham Bilimale has urged Railway Minister V Somanna to take action against officials for linguistic negligence and implement a self-regulation mechanism. Read more.
Link Credit Card to UPI for Payments When Bank Balance is Low
Running low on bank balance? Learn how to link your credit card to UPI apps like Google Pay, PhonePe for seamless transactions. Step-by-step guide inside.
Plan Your Holiday with Credit Cards: 4 Effective Tips
Discover four strategic ways to use your credit card for holiday planning in India. Learn to manage cash flow, unlock rewards, save on travel, and avoid financial pitfalls. Plan wisely for a stress-free vacation.
Google Pay Launches First Credit Card, Builds Credit Ecosystem
Google Pay shifts from distributing loans to launching its own credit card 'Flex' with Axis Bank. The move aims to serve India's underserved credit market and create a comprehensive financial platform.
Google Pay & Axis Bank Launch UPI Credit Card
Google Pay and Axis Bank launch a new RuPay-powered co-branded credit card, integrating UPI payments with instant rewards and flexible EMI options. Learn more about its features.
PNGRB Rolls Out Consumer Protection Rules for Oil & Gas
The Petroleum and Natural Gas Regulatory Board introduces a comprehensive consumer protection framework for the oil and gas sector, aiming to ensure fair practices and timely grievance redressal. Learn about the new rules and their impact.
Phone Locking for Loan Repayment: A New Credit Tool
Could locking non-essential smartphone features for missed payments reduce loan defaults and expand credit access in India? Experts explore 'digital collateral' as a tool for financial inclusion.
Punjab's 83.87% NDPS Conviction Rate: Key Data
Punjab records 83.87% conviction rate in NDPS cases from 2022-2025, with 21,625 convictions. Discover the district-wise performance and new tech-driven enforcement mechanisms.
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