India's strong growth masks a worrying reliance on public capex. With private investment hesitant, the upcoming Union Budget must restore confidence through tax predictability and payment reforms to unlock long-term capital.
Delhi signs pact with RBI, ending reliance on high-cost NSSF loans. From Jan 9, capital expenditure to be funded via market borrowings at ~7%, ushering fiscal prudence.
Delhi government signs a historic MoU with RBI for financial reforms. Funds to focus on Yamuna rejuvenation, water supply, and infrastructure. A new era of fiscal discipline begins.
Indian Railways has utilised over 80% of its FY 2025-26 capital expenditure budget in just nine months, focusing on safety, capacity, and passenger amenities. Discover the breakdown of this massive infrastructure push.
Karnataka's PMFME rural food units face loan rejection due to missing KSPCB certificates. Minister seeks exemption to save 5000 units and 50000 jobs. Read the full story.
Analysis reveals state capital expenditure doubled to Rs 8.4 trillion in 5 years, driven by central loans & borrowing flexibility. The 16th Finance Commission's recommendations will be crucial for future spending space. Read more.
India plans a new financing scheme to lower borrowing costs for private electric bus operators through Sidbi and Nabard, addressing high capital costs after lender caution from the BluSmart collapse.
Bandhan Bank reports 10% YoY loan growth and 11.1% deposit rise for Q3 FY26. Retail deposits surge, but CASA ratio contracts. Read the full business update.
Maharashtra government announces stamp duty waiver on agricultural loan documents up to Rs 2 lakh from Jan 1, 2026. Aims to ease financial burden on lakhs of farmers. Read more.
India's capital expenditure upcycle is reviving, with defence, capital goods set to benefit. FPIs may return in 2026 after record outflows. Read the full analysis.
A new report forecasts a strong capital expenditure revival in India, led by the defence and capital goods sectors. Discover the key drivers and investment trends shaping the nation's economic growth.
Indian banks' credit growth outstripped deposit mobilisation in 2025, pushing the incremental CD ratio to 102%. Explore the funding pressures and market implications.
Goa CM Pramod Sawant reviewed progress of Rs 512.9 cr central-funded infrastructure works. He directed departments to expedite projects and ensure benefits reach people quickly. Read more.
Gold loans in India surge 125% YoY, contributing 12% of new bank credit. Discover how rising gold prices and a shift to secured lending are reshaping the banking sector's portfolio.
New project announcements hit ₹10 trillion in Q3 FY26, but growth is concentrated in power & services. Manufacturing lags, and government spending remains weak. Read the full analysis.
A viral social media post targeting the all-Indian leadership of State Bank of Texas ignites controversy. Discover the facts behind the bank's founding and the response from the community.
RBI's Financial Stability Report highlights India's robust 8.2% GDP growth & strong banks, but flags risks from unsecured lending, fintech, and stablecoins to monetary sovereignty. Read key insights.
RBI data reveals a shift in Indian household debt, with over 55% now for retail consumption. Household debt-to-GDP hits 41.3%, but savings improve. Explore the full financial stability report.
A new study shows an 87% success rate for discharging student loans via bankruptcy, debunking a persistent myth. Learn how policy changes have made this path more accessible for millions of borrowers.
Explore how India's Viksit Bharat 2047 plan, targeting a $30 trillion economy, is driving massive infrastructure investment. Discover why thematic funds are key for investors.
MRVC commissions IIT Bombay to benchmark suburban rail costs against Metro, focusing on passenger-kilometre cost, energy use & long-term financial viability for MMR.
RVNL shares surge on railway fare hike optimism, but thin margins and rich valuations raise questions. We analyze if the stock rally matches the financial reality. Read more.
RBI reports gross NPA ratio of banks fell to 2.1% by Sept 2025, a multi-decade low. Strong recoveries and upgrades drove 42.8% of the improvement. Read the full analysis.
India's Unified Lending Interface (ULI) sees rapid growth with 64 lenders onboarded and over ₹65,000 crore in loans facilitated, revolutionizing digital credit access for MSMEs and farmers.
Learn how to safeguard your finances by checking for unauthorized loans linked to your PAN card. Follow our 5-step guide using credit reports, fintech apps, and DigiLocker to prevent identity theft and protect your credit score.
Central Bank of India plans to increase corporate loan share to 35% by March 2026 while keeping RAM segments as core strength. MD Kalyan Kumar outlines strategy for growth in renewable energy, infrastructure.
Indian companies are depleting cash reserves for record dividends and M&A, not capital expenditure. Cash growth hits an 8-year low as capacity utilization remains weak. Discover the full analysis.
The Trump administration will resume aggressive collection on defaulted federal student loans, including wage garnishment, starting January 2024, ending pandemic-era protections. Millions of borrowers are affected.
India's revamped rural jobs scheme increases states' funding share, likely raising borrowings by ₹30,000-40,000 crore and pushing bond yields higher. Market experts warn of wider spreads and fiscal strain.
Prayagraj's youth are driving a startup boom! Over 7,300 applications worth ₹35.7 crore received under the CM's Youth Entrepreneur Scheme. Discover how loans up to ₹5 lakh are fueling local businesses.