RBI Comfortable with Credit Growth Aligned to GDP
RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.
RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.
The Reserve Bank of India has ordered banks to submit credit information reports weekly, a major shift from fortnightly updates. Learn how this impacts your credit score and loan approvals.
A practical guide for senior citizens in India to select the right credit card. Learn 6 crucial factors, from low fees to fraud protection, and understand the risks involved.
India's Q2 GDP growth at 8.2% and robust credit offtake challenge calls for rate cuts. Expert analysis on why RBI should maintain current policy stance. Read more.
Erode court sentences 18 Bangladeshi nationals to two years imprisonment for illegal stay. Police found fake Aadhaar cards. Details on the arrests and verdict inside.
The Centre reveals Karnataka cancelled over 2.34 lakh ineligible ration cards in five years through data analysis. Learn how this crackdown aims to streamline the Public Distribution System.
Fraudsters are posing as bank officials to trick credit card users into sharing OTP & CVV. Learn 5 crucial tips to protect yourself from this rising financial scam in India.
Gujarat's electoral roll revision identifies 16 lakh deceased and 23 lakh relocated voters. Duplicate cards and digitisation progress also revealed. Read the full update.
The Indian government's new digital credit assessment model for MSMEs aims to streamline lending, reduce bank delays, and boost financial inclusion. Learn how this initiative works.
Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.
Directly paying one credit card bill with another is banned in India. Discover the two legitimate, yet cautious, methods like balance transfers that banks allow for debt management.
Punjab National Bank MD Ashok Chandra projects strong Indian economic growth for coming quarters, driven by GST reforms and robust credit demand in retail, MSME, and housing sectors.
Borrower frustration over credit scores & data accuracy explodes. Complaints against Credit Information Companies surge nearly 400% as per India's financial ombudsman report. Dive into the data.
Andhra Pradesh records lowest MGNREGS job card deactivation at 11.4% in southern states. State's empathetic approach ensures no genuine worker is left behind. Read the full story.
Your credit score is key to securing better credit card terms in India. Learn how a score above 750 can unlock lower interest rates, higher limits, and premium benefits.
Beed Municipal Council mandates additional ID proof with Aadhaar for voting on Dec 2 to combat fake cards. Learn about the new verification rules and valid IDs.
Discover today's tarot card readings for all zodiac signs. Get insights on love, career, and personal growth. Let the cards guide your day with confidence and clarity.
Nearly 3 lakh economically weak Delhi residents may get ration cards as the government launches a drive to remove ineligible beneficiaries, including income taxpayers and duplicates.
Discover today's tarot card guidance for your zodiac sign. Get insights on love, career, and personal growth. Let the cards reveal what you need to know for Aries to Pisces.
Gold loans in India skyrocket 128.5% to Rs 3.38 lakh crore, becoming a major force in personal lending. Discover the trends reshaping retail credit and what it means for you.
Home Credit India report reveals 65% of borrowers use mobile banking as credit transforms from safety net to aspiration catalyst for India's lower-middle class. Discover the shift!
Deeg police cracked down on a cyber criminal gang, arresting 7 individuals and seizing Android phones and fake SIM cards. Learn how they targeted victims with fake livestock ads.
Telangana will unveil its alternative credit scoring mechanism through TIB at the Telangana Rising Global Summit on December 8-9, 2025, boosting financial inclusion.
Union Minister Shivraj Chouhan orders probe into massive MGNREGA fraud involving fake job cards and contractor manipulation in Punjab. Investigation reveals widespread corruption.
Two vigilant friends in Mumbai helped police arrest Romanian national Carivan Ayon Mariyan who used cloned debit cards to steal money. Read how their alertness led to his conviction.
RBI announces weekly credit score updates starting April 2026. Faster updates mean better loan terms and quicker approvals for borrowers. Learn how this impacts your financial journey.
Rising credit card fraud in India demands swift action. Learn the 5 crucial steps to report unauthorized transactions and secure your finances under RBI's zero liability policy.
Odisha government authorizes 14 medical colleges to issue disability cards, addressing significant application backlog. New system promises faster processing for persons with disabilities.
Discover how IndiGo SBI Card ELITE helps frequent flyers earn free flights, lounge access & rewards. Learn about fees, benefits & if it's right for you. Start saving today!
Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.