Bank Credit Outpaces Deposits, CD Ratio Soars to 102%
Indian banks' credit growth outstripped deposit mobilisation in 2025, pushing the incremental CD ratio to 102%. Explore the funding pressures and market implications.
Indian banks' credit growth outstripped deposit mobilisation in 2025, pushing the incremental CD ratio to 102%. Explore the funding pressures and market implications.
A Mumbai civil court mandates a businessman to deposit Rs 7.5 lakh to defend against a suit by a woman who loaned him money after he promised marriage. The judge called his cash repayment claim a 'moonshine defence'.
Confused between FDs and small savings schemes like PPF or NSC? Our guide compares interest rates, lock-in periods, and tax benefits to help conservative investors make the right choice for their portfolio.
Discover how NRE Fixed Deposits offer NRIs a stable, tax-efficient way to save in India. Learn strategies for goal-based planning and managing foreign income effectively.
RBI data reveals a widening credit-deposit gap as bank deposits fell by Rs 1.7 lakh crore in early December. Credit growth remains strong at 11.9%, forcing banks to tap alternative liquidity. Read the full analysis.
Laxmikant Agrawal filed his nomination for Akola civic polls with a deposit of Rs 5,000 in small coins and notes. Election officials accepted the money, causing a brief delay. Read more.
A daring bank robbery in Germany saw thieves steal millions from safe deposit boxes during the Christmas holiday. Read about the cinematic crime that left customers devastated.
Explore the 2026 financial landscape: stock market drivers, FD rate outlook, gold's rally, and new RBI cybersecurity mandates for safer digital banking in India.
A 62-year-old Pimpri housewife was cheated of Rs 4.5 lakh by a cybercrook posing as a bank manager. Learn how the scam unfolded and how to protect yourself from similar frauds.
In a major heist, thieves drilled into a German bank vault, stealing valuables worth up to €90 million from 2,700 safety deposit boxes. Police investigate one of Germany's largest thefts.
The stalemate over V-C appointments in Tamil Nadu universities continues as the President returns a key bill. Educationists urge Governor and CM to find a solution for 14 affected universities.
Thieves drilled into a German bank vault, stealing Rs 317 crore in cash, gold, and jewellery from 3000+ deposit boxes. Police investigation ongoing. Read the shocking details.
Congress members staged a protest at TPCODL office in Bhubaneswar against additional security deposits. OPCC chief Bhakta Das called electricity a basic necessity and vowed state-wide agitation.
RBI reports a decline in ATMs as digital payments reduce cash demand. Public sector banks expand rural branches, while deposit insurance covers 97.6% of accounts. Explore the shift.
Odisha plans its first-ever gold mine auctions in 2026. A committee meets Jan 3 to finalize the auction calendar for 49 mineral blocks, including two gold-bearing areas. Read more.
Confused about Karnataka's rent deposit laws? We clarify the legal stance on 2-month security deposits for tenants and landlords. Know your rights under the Model Tenancy Act.
Confused about the 2-month rent deposit rule in Bengaluru? Legal experts decode the Karnataka Rent Act, security deposit limits, and tenant rights. Know your legal obligations!
CM Yogi Adityanath highlights UP's economic leap, citing GSDP growth, improved credit-deposit ratio, and 60 lakh jobs from ₹15 lakh crore investments. Read how policies are reshaping the state.
Goa is set to implement a Deposit Refund Scheme (DRS) next year to tackle solid waste from tourism. Consumers will pay a small deposit on packaged goods, refundable upon return. Learn how this will transform waste management.
Punjab & Haryana HC rules that demanding passport deposit for bail must not be automatic. Courts must prove a genuine flight risk. Read the landmark judgment details.
Punjab & Haryana High Court rules that demanding passport deposit for bail must be based on specific flight risk evidence, not used punitively. Landmark order protects personal liberty.
Dharwad Zilla Panchayat CEO Bhuvanesh Patil directs banks to ensure timely credit for agriculture, SHGs, and youth. Review of loan disbursement and CSR plans discussed.
British music icon Chris Rea, famed for his hit 'Driving Home for Christmas', has died at 74 after a short illness. The Grammy-nominated artist sold over 40 million records. Read more.
Years after the Karuvannur cooperative bank scam surfaced, over Rs 260 crore remains locked for 30,078 depositors. Govt data reveals slow repayments hinge on loan recovery. Details inside.
RBI central board approves shift to risk-based deposit insurance pricing. Stronger banks to pay lower premiums, weaker ones to pay more under new DICGC framework. Learn the details.
The US Embassy in India shares VP nominee JD Vance's praise for the nation, calling it a 'great friend.' This follows the assassination attempt on Donald Trump. Discover the diplomatic implications.
Tata Power discoms in Odisha face backlash for issuing Additional Security Deposit (ASD) demand notes. Consumer forums and political parties call the move anti-people and demand immediate withdrawal.
The US Embassy in India highlights VP nominee JD Vance's praise for bilateral ties, calling India a friend. Explore the strategic importance and future of India-US relations.
HDFC Bank reduces fixed deposit interest rates for select tenures, effective 17 December 2025. Check the new FD rates for general and senior citizen investors here.
In a heated Senate hearing, Sen. John Kennedy questioned nominee Justin R. Olson on his past sermons and views on premarital sex. Read the full details of the contentious confirmation.