Bank Minimum Income for Personal Loans: HDFC, SBI, Axis
Learn the crucial minimum income requirements for personal loans from top banks like HDFC, SBI, Axis, and Kotak. Discover how your salary and DTI ratio impact approval chances.
Category : Search result: personal loan interest rate
Family-run fake loan call centre busted in Delhi
Delhi Police uncovers a fake call centre in Sangam Vihar run by a family, cheating people with instant online loan promises. Learn how the scam worked and how to stay safe.
Guide to Heart Rate Zones for Effective Exercise
Learn your ideal heart rate for walking, running, and HIIT. Train smarter to boost cardiovascular health, endurance, and fitness. Check your target zones now!
Loan Against Credit Card: Features, Eligibility & Tips
Considering a loan against your credit card? This guide explains its features, eligibility criteria, interest rates, and crucial factors to consider before applying. Make an informed financial decision.
How Lenders Calculate Personal Loan EMI: Key Factors Explained
Understand the crucial factors behind your personal loan EMI calculation. Learn about interest rates, tenure, and formulas to make an informed borrowing decision and manage your finances better.
Education Loan NPAs Fall to 2% in Public Sector Banks
Gross NPAs in education loans from public sector banks have significantly reduced to 2%, as per the Finance Ministry. Discover the key factors behind this improvement and its impact on students.
TN Govt Removes Collateral for Loans Under ₹4 Lakh
Tamil Nadu's new money lending rules remove collateral for loans under ₹4 lakh and up to ₹10 lakh for SHGs, aiming to empower low-income groups and women entrepreneurs. Discover how this policy change fosters financial inclusion.
SBI Mortgage Loans Cross Rs 9 Lakh Crore Milestone
State Bank of India's mortgage loan portfolio surpasses Rs 9 lakh crore. Driven by strong retail, agriculture, and MSME growth, SBI raises its FY26 credit growth guidance to 14%. Read more for details on the bank's strategy.
PNB Cuts Lending Rate to 8.10% After RBI Repo Rate Cut
Punjab National Bank slashes its Repo Linked Lending Rate (RLLR) by 25 basis points to 8.10%. Find out how this impacts your home loan EMIs and the broader banking sector.
RBI Rate Cut Sparks Real Estate Cheer in Bhubaneswar
RBI's fourth consecutive repo rate cut to 5.25% brings relief to homebuyers and developers in Tier-II cities like Bhubaneswar. Experts predict lower home loan interest rates and a market revival.
RBI cuts repo rate by 25 bps, home loans to get cheaper
The RBI cut the repo rate to 5.25%, its first reduction since June 2025. Home loan rates may hit record lows, with EMIs set to drop significantly. Explore the full impact on growth and inflation.
Noida STF busts Rs 100 crore fake loan scam, 8 held
Noida STF arrests 8 for Rs 100 crore bank loan fraud using fake IDs & shell companies. Gang colluded with builders & bank staff. Over 220 accounts frozen.
Bapunagar Youth Drinks Rat Poison Over Loan Harassment
A 19-year-old labourer in Ahmedabad attempted suicide after alleged harassment by money lenders. The FIR details high-interest loans and threats. Read the full report.
How Personal Loan Apps Offer Fast Funding in Emergencies
Facing a sudden expense? Discover how personal loan apps provide instant funds, a 100% digital process, and flexible repayment. Learn the 7 major benefits for Indian borrowers.
US Inflation Hits 2.8% in September, Fed's Target Breached
The key US inflation gauge, the PCE index, rose to 2.8% annually in September, staying above the Federal Reserve's 2% target. This crucial data, delayed by the shutdown, sets the stage for next week's pivotal rate decision. Read the full analysis.
IndiGo crisis continues; Govt suspends pilot duty rules
IndiGo's flight cancellations enter fourth day as govt suspends new pilot duty rules. Modi & Putin announce economic plan till 2030. Haryana 'killer mother' case takes shocking turn.
RBI Repo Rate Cut: Home Loan Interest Rates to Fall
RBI's MPC slashed repo rate by 25 bps to 5.25%, urging banks to cut lending rates. See how HDFC, SBI, ICICI, and other top banks' home loan rates are impacted. Check your potential EMI savings now!
How to Use Personal Loans to Bounce Back from Setbacks
Financial setbacks can derail plans. Learn how personal loans, with rates from 9.99%, offer a pragmatic solution for emergencies, business restarts, and debt consolidation. Use them wisely to rebuild stability.
Get a Personal Loan Without Salary Slips: A Guide
Learn how to secure a personal loan in India without salary slips. Discover alternative income proofs, tips to boost credibility, and flexible lender options for manageable EMIs.
RBI Cuts Repo Rate by 25 bps, GDP Forecast Up
RBI cuts repo rate to 5.25%, paving way for lower loan EMIs. FY26 GDP growth forecast raised to 7.3%, inflation projection trimmed to 2%. Details inside.
RBI Cuts Repo Rate by 25 bps as Expected
The Reserve Bank of India's MPC cut the repo rate by 25 basis points to 5.25% in its December policy. This marks a cumulative reduction of 125 bps since February. Read the full analysis.
Middle-Class Debt Trap: RBI Data Shows Rising EMI Burden
India's middle class faces a growing debt crisis, with 5-10% of households in a trap. Driven by easy credit and social comparisons, the dream of upward mobility is turning risky. Read more.
Loan-Deposit Rate Gap Squeezes Bank Margins, RBI Told
PSU bank chiefs warn RBI of a 70-bps margin squeeze as loans reprice instantly with repo rate cuts, but deposit rates lag. Key asymmetry threatens profitability.
How Payment History, Credit Utilisation Shape Your Score
Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.
Credit Score Below 700: Impact on Loan Approval & Interest
A credit score below 700 can hinder your personal loan approval and lead to higher interest rates. Learn the key ranges, risks, and how to improve your score before applying.
Bajaj Finserv Doctor Loan: Up to Rs 80 Lakh for Clinic Growth
Indian doctors can now access loans up to Rs 80 lakh from Bajaj Finserv to upgrade clinics, buy equipment & expand services. Quick processing & flexible repayment. Learn more.
Global Markets Wary as Japan Rate Hike Looms, Bitcoin Slumps
Anticipated Bank of Japan policy shift triggers bond selloff, while Bitcoin crashes 30% from peak. Deutsche Bank sees dollar weakening as Fed eyes cuts. Key market insights for Indian investors.
Major US Student Loan Reforms Start in Weeks
US student loan system faces biggest overhaul in decades. IBR expands, SAVE ends, and forgiven debt becomes taxable from 2026. Key dates and impacts for millions of borrowers explained.
Fintech Startup Viva Money Hits 1,000 Credit Lines Milestone
Bengaluru's Viva Money surpasses 1,000 credit lines issued in 3 months, disbursing ₹3.5 Cr+ loans. Plans expansion to Rajasthan & Maharashtra, aiming for 40,000 credit lines by year-end. Read more.
Gold, Silver Prices Surge on MCX Amid Strong Global Trends
Gold and silver prices climbed on MCX on December 1, driven by global cues and expectations of US Fed rate cuts. Check city-wise rates and long-term trends.
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