Personal Loan Cooling-Off Period & Cancellation Charges
Need to cancel a personal loan? Learn about the cooling-off period for ICICI, HDFC, Kotak Bank & other lenders. Know the charges and steps to avoid penalties.
Category : Search result: personal loan pros and cons
Personal Loan After Death: Bank's Recovery Process Explained
Uncertain what happens to a personal loan if the borrower dies in India? This guide explains bank recovery from insurance, co-applicants, or estate. Protect your family today.
Mortgage as Investment: Reshaping Your Financial Portfolio
Taking a home loan is more than just buying a house. It fundamentally alters your investment portfolio, creating a major short position. We explain the financial mechanics and what it means for Indian homebuyers.
US to Restart Wage Garnishment for Student Loans
The Trump administration will resume aggressive collection on defaulted federal student loans, including wage garnishment, starting January 2024, ending pandemic-era protections. Millions of borrowers are affected.
Man shot in leg over loan dispute in Batala
A man from Amritsar was shot in the leg after confronting a friend in Batala to demand repayment of a Rs 5 lakh loan from 2003. Police have registered a case. Read the full details of the violent argument.
LIC Housing Finance slashes home loan interest rates
LIC Housing Finance reduces home loan rates, starting at 7.15% for high CIBIL scores. New rates reward creditworthy borrowers and make home financing more affordable. Details inside.
How to Handle Personal Loan Defaults Safely
Missed a personal loan EMI? Don't panic. Learn practical steps like loan restructuring and negotiation to avoid legal action and protect your credit score. Act now!
Garhwa: FIR Threat for 280 Loan Defaulters Under State Scheme
Garhwa district issues final notice to 280 loan defaulters under Mukhyamantri Rozgar Srijan Yojana. FIRs will be filed if dues are not cleared by December 31. Details inside.
US to Restart Wage Garnishment for Student Loans
The Trump administration will restart wage garnishment for defaulted federal student loans from January 7, 2025, ending the pandemic-era pause. Millions remain in default.
How to Improve Your Credit Score: 5 Actionable Tips
Struggling with a low credit score? Learn what the 300-900 range means and discover 5 practical strategies to boost your score, secure better loan terms, and lower interest rates. Act now for a healthier financial profile!
HC: Passport deposit not automatic bail condition
Punjab & Haryana High Court rules that demanding passport deposit for bail must be based on specific flight risk evidence, not used punitively. Landmark order protects personal liberty.
Why Every Car Buyer Must Use a Car Loan EMI Calculator
Using a car loan EMI calculator is crucial for Indian buyers. It helps plan budgets, compare loan offers, and avoid financial strain. Learn how this tool ensures a smarter car purchase.
Russia Mocks EU Over €90 BN Ukraine Loan
Russia ridicules EU's €90 billion loan to Ukraine, calling it a blow to 'warmongers'. As EU unity frays, can money change the war's course? Read the fiery details.
Napoleon Hill's 13 Principles for Wealth & Success
Discover the 13 timeless principles from Napoleon Hill's 'Think and Grow Rich' that reveal the mindset behind lasting wealth and achievement. Learn how to apply them today.
SBI Home Loans to Hit ₹10 Lakh Crore Milestone
State Bank of India's home loan portfolio, its largest business unit, is on track to exceed ₹10 lakh crore next year, driven by strong demand and low NPAs. Discover the growth story.
2025 Numerology Forecast for Those Born on December 20
Discover your 2025 Personal Year Number 5 forecast! Get insights on career, relationships, health, and travel for people born on 20 December. Plan your year with guidance from expert Sidhharrth S Kumaar.
Loan App Fraud Losses Jump 221% in Telangana
Telangana's illegal loan app crisis worsens as victims lose Rs 92.12 crore in 2025. Cyber Security Bureau warns of digital threats targeting youth and low-income groups. Read more.
Harish Rao mortgages house for student's education loan
Senior BRS leader T Harish Rao mortgaged his own house to secure a ₹20 lakh bank loan for a tailor's daughter pursuing Ophthalmology. Read this inspiring story of political philanthropy.
What Influences Your Personal Loan EMI? 5 Key Factors
Understand the five crucial factors that determine your personal loan EMI, from credit score to tenure. Plan your borrowing wisely to manage your monthly budget effectively. Learn more.
6 Factors for Fast Personal Loan Approval
Learn the six crucial factors that can significantly improve your chances of quick personal loan approval from banks. Tips on credit score, DTI ratio, and avoiding common mistakes.
Rate Cut Windfall: EMI vs Tenure on Home Loan
A 0.25% home loan rate cut can save you lakhs. Discover the smart choice between reducing EMI or loan tenure to maximize your savings. Act now!
How Gold Loans Fuel Women-Led Businesses in Small Towns
Women entrepreneurs in semi-urban India are using gold loans to overcome credit barriers. Discover how this practical financing solution is driving business growth and financial independence.
How to Check if a Used Car Has a Loan Before Buying
Buying a used car? Avoid legal and financial risks. Learn 5 simple ways to check if the vehicle is under an unpaid loan before you finalize the deal. Essential guide for smart buyers.
IIM Bangalore, FPSB India launch Personal Finance certificate course
IIM Bangalore partners with FPSB India to launch a new certificate programme in Personal Finance and Wealth Advisory (PFWA). The course aims to equip professionals for the evolving financial planning sector and offers a pathway to CFP® certification.
Daily Tarot Horoscope for All Zodiac Signs
Navigate your day with confidence! Our daily tarot reading offers insights into love, career, and personal growth for all 12 zodiac signs. Let the cards guide you.
Mangaluru ADC Orders Banks to Stop Delaying Govt Loans
Mangaluru Additional DC Raju K instructs banks to expedite loans under govt schemes, addresses scholarship delays & atrocity case compensation. Key decisions from district meeting.
Use an Instant Personal Loan to Achieve Your 2025 Goals
Planning a new year refresh? Discover how IDFC FIRST Bank's FIRSTmoney instant personal loan with rates from 9.99% p.a. can fund your travel, home renovation, or skill-building plans. Apply online in minutes!
2026 Numerology Forecast for People Born on December 17
What does 2026 hold for those born on December 17? A detailed numerological forecast reveals a Personal Year 2, promising career growth, deeper relationships, and mindful health. Discover your yearly roadmap.
US Student Loan Borrowers Overpay, Unaware of Relief
Many US student loan borrowers pay more than needed due to lack of awareness about federal relief programs like IDR and PSLF. Learn how to reduce payments or get debt forgiven.
Bank Minimum Income for Personal Loans: HDFC, SBI, Axis
Learn the crucial minimum income requirements for personal loans from top banks like HDFC, SBI, Axis, and Kotak. Discover how your salary and DTI ratio impact approval chances.
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