Union Budget 2026: National Savings Certificate Explained
Learn about National Savings Certificate in Union Budget 2026 FAQs. Discover how this India Post scheme helps with small savings and income tax benefits.
Category : Search result: savings rate
Earn Real Returns in Falling Rate Cycle
With RBI cutting rates and inflation low, conservative investors face shrinking debt returns. Equity savings funds offer a tax-efficient middle path for those willing to accept slightly higher risk.
India's Savings Culture: Who Really Benefits?
Dhirendra Kumar of Value Research explains how India's structural & cultural bias towards fixed deposits silently erodes wealth. Discover why savers lose to inflation while banks & govt thrive.
Trump's 10% Credit Card Cap: $100B Annual Savings
President Trump proposes a one-year 10% cap on credit card rates from Jan 20. A Vanderbilt study estimates $100 billion in annual savings for Americans. Details inside.
Budget 2026: Life Insurance as a National Priority for Viksit Bharat
As India targets a $5 trillion economy, Union Budget 2026 must address the household savings decline and 83% protection gap. Experts call for tax reforms to make life insurance a fiscal stabilizer.
IDFC First Bank Cuts Savings Interest Rates Sharply
IDFC First Bank reduces savings account interest rates by up to 200 basis points from January 9. Key slabs see significant cuts, impacting retail depositors. Learn the new rates and what it means for your money.
Today's Gold Price in Major Indian Cities
Check today's 24K, 22K, and 18K gold rates per gram across major Indian cities. Chennai tops the chart. Stay updated for smart investment decisions.
Tax Break Proposed to Shift Gold, Land Wealth to Markets
A new Section 54F-style tax exemption could unlock India's massive household gold & land wealth for markets, boosting retirement security & economic growth. Read the full proposal.
Chandigarh EV surge cuts 150 kt CO2 emissions in 5 years
Chandigarh's electric vehicle push yields massive results: EV registrations skyrocket 16 times from 2021 to 2025, slashing cumulative CO2 emissions by 150 kt. Discover how policy and solar power fuel this green revolution.
SCSS for Seniors: 8.2% Returns, Tax Benefits & FDs Compared
Is the Senior Citizens Savings Scheme (SCSS) enough for retirement? We compare SCSS interest rates, tax benefits, and investment limits with bank FDs and other options for a secure portfolio.
Gold Prices Fall on MCX Amid Profit Booking
Gold prices in India fell on 7 January, with MCX rates dropping nearly 1%. Check today's 24k, 22k, and 18k gold rates in Delhi, Mumbai, Chennai, and other major cities.
HPSEBL reforms save Rs 16.83 crore, aid 29 lakh consumers
Himachal CM Sukhvinder Singh Sukhu announces Rs 16.83 crore savings from HPSEBL digital reforms. Transparent bidding cuts costs by 46%, benefiting 29 lakh consumers with online services.
Retirement Tax Burden Grows for India's Salaried Employees
Recent tax amendments on PF, NPS, and superannuation funds create financial anxiety for India's middle class. Explore the impact and calls for reform.
Delhi Police recover Rs 32 lakh savings, arrest 3 burglars
Delhi Police cracked a major burglary case in Ambedkar Nagar, arresting three men and recovering a senior citizen woman's lifelong savings worth Rs 32 lakh. Read the full story.
FD vs PPF, NSC, SCSS: Which Offers Better Interest Rates?
Confused between FDs and small savings schemes like PPF or NSC? Our guide compares interest rates, lock-in periods, and tax benefits to help conservative investors make the right choice for their portfolio.
Why NRE Fixed Deposits Are a Smart Choice for NRIs
Discover how NRE Fixed Deposits offer NRIs a stable, tax-efficient way to save in India. Learn strategies for goal-based planning and managing foreign income effectively.
Gold Price Today in Major Indian Cities: Latest Rates
Check today's gold rates per gram across major Indian cities. Chennai & Trichy top the chart at ₹13,613 for 24K. Compare 22K & 18K prices in your city for informed buying.
Banks Can Now Independently Set Up NPS Pension Funds
PFRDA permits banks to establish pension funds for NPS, boosting competition. Fee structure revised from 2026. NPS Trust gets new trustees. Explore the impact on your retirement savings.
Small Savings Interest Rates Unchanged for July-September 2025
The Indian government keeps interest rates on PPF, NSC, and other small savings schemes unchanged for July-September 2025. Discover what this means for your investments.
Govt Keeps Small Savings Rates Steady for Jan-Mar Quarter
Govt holds PPF, NSC, Sukanya Samriddhi rates steady for Jan-Mar 2026 quarter. Stability aids long-term planning despite RBI rate cuts. Details inside.
Small Savings Rates Unchanged for 7th Quarter
The government has held interest rates on PPF, NSC, Sukanya Samriddhi, and other small savings schemes steady for Q4 FY26. Check the latest rates and plan your savings.
Small Savings Interest Rates Unchanged for April-June Quarter
The Indian government keeps interest rates on popular small savings schemes like PPF, NSC, and SSY unchanged for Q1 FY25. Discover what this means for your investments.
RBI: Consumption Loans Dominate Household Borrowing
RBI data reveals a shift in Indian household debt, with over 55% now for retail consumption. Household debt-to-GDP hits 41.3%, but savings improve. Explore the full financial stability report.
SIP Plan to Save ₹50 Lakh in 12 Years
Discover the exact monthly SIP needed to reach a ₹50 lakh financial goal in 12 years, based on different return rates. Learn how financial discipline can turn your investment into a fortune.
Why Young Professionals Must Buy Health Insurance Early
Starting health insurance early can save young professionals 20-30% on premiums and offers lifelong coverage benefits. Learn why delaying is costly.
Indian Retirement Readiness Slumps Despite High Priority
A new survey reveals retirement is the top financial goal for Indian households, yet readiness has declined. Discover key insights and the urgent need for better planning.
Gold Price Today: Chennai Leads at ₹13,691 per gram
Check today's gold rates across major Indian cities. Chennai's 24K gold is highest at ₹13,691/g. Get the latest 22K & 18K prices for Mumbai, Delhi, Kolkata & more.
Chandigarh MC Sees 22% Revenue Growth, Cuts Costs
Chandigarh Municipal Corporation achieves major financial turnaround with 22% revenue growth and Rs 30 crore expenditure cut. Details on property tax surge and cost-saving measures inside.
PM Modi Pushes for Mission-Mode Reforms to Boost Growth
PM Modi emphasizes mission-mode reforms for India's long-term growth, focusing on savings, infrastructure, and tech. Read the full strategy for economic transformation.
Gold Price Today: Chennai Tops Major Indian Cities
Today's gold rates vary across major Indian cities, with Chennai recording the highest price for 24K gold. Get the latest per-gram rates for 22K and 18K gold in your city.
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