Property Loans: A Smart Way to Access Funds Without Selling
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Category : Search result: secured loans India
India's Bank Credit Crosses ₹200 Lakh Crore, Unsecured Loans Boom
India's overall bank credit has soared past ₹200 lakh crore for the first time, hitting ₹203.2 lakh crore by December 2025. Unsecured loans and credit card debt are driving this unprecedented growth, with year-on-year credit expansion nearly doubling.
Fintech 2026: Where Investors Are Placing Their Bets
Fintech funding held steady in 2025 at $2.82B, but capital narrowed sharply to wealth platforms & secured lending. Discover the 2026 trends shaping India's financial technology landscape.
CM Hemant Soren pushes for youth education on Shibu Soren's birthday
On Shibu Soren's 82nd birthday, CM Hemant Soren interacted with GSCC beneficiaries, launched a new dashboard & AI chatbot, and urged youth to pursue higher education for Jharkhand's development.
Mahayuti's BMC Poll Pledge: Free Loans, Bus Concessions
Mahayuti alliance unveils BMC election manifesto, promising interest-free loans for women, concessions in BEST buses, and a 24-hour health scheme. Key promises ahead of Feb 21 polls.
US Resumes Wage Garnishment for Student Loan Defaulters
The US Education Department is restarting wage garnishment for federal student loan defaulters, ending pandemic relief. Borrowers risk losing 15% of income. Know your rights and options.
Smartphone EMI Growth Slows as RBI Reviews Device Locking Rules
India's smartphone financing sector contracts as RBI debates remote-locking rules. Outstanding loans fall to ₹22,279 crore. Will new policy balance lender risk with digital inclusion?
Ludhiana Trust in Rs 64 Cr crisis over unpaid govt loans
Ludhiana Improvement Trust grapples with a severe financial crunch as over Rs 64 crore in interest-free loans to other departments remains unrecovered, stalling its own development works.
IDFC FIRST Bank WOW! Black Credit Card: Features & Benefits
IDFC FIRST Bank's new WOW! Black Credit Card offers high reward points on travel, UPI, and zero forex markup. Ideal for building credit and frequent travelers. Explore its fees, benefits, and eligibility.
Fitch: RBI Reforms Lower Risks, Boost Indian Banking Health
Fitch Ratings says enhanced RBI oversight and a robust supervisory toolkit are lowering systemic risks for Indian banks. Strong metrics and economic growth offer a positive outlook. Read the full analysis.
Delhi can now borrow from open market via RBI public account
Delhi signs pact with RBI, ending reliance on high-cost NSSF loans. From Jan 9, capital expenditure to be funded via market borrowings at ~7%, ushering fiscal prudence.
Delhi Govt, RBI Sign MoU for Yamuna Rejuvenation & Fiscal Reform
Delhi government signs a historic MoU with RBI for financial reforms. Funds to focus on Yamuna rejuvenation, water supply, and infrastructure. A new era of fiscal discipline begins.
Pollution Certificates Block Loans for Karnataka Food Startups
Karnataka's PMFME rural food units face loan rejection due to missing KSPCB certificates. Minister seeks exemption to save 5000 units and 50000 jobs. Read the full story.
State Capex Doubles to Rs 8.4 Trillion in FY21-FY25
Analysis reveals state capital expenditure doubled to Rs 8.4 trillion in 5 years, driven by central loans & borrowing flexibility. The 16th Finance Commission's recommendations will be crucial for future spending space. Read more.
Fino Bank to Hive Off BC Arm, Boost Lending as SFB
Fino Payments Bank, after securing RBI's in-principle nod to become a small finance bank, plans to separate its BC business and scale secured lending via its vast merchant network. Discover its digital-first strategy.
Govt Plans Cheaper Loans to Accelerate Private E-Bus Rollout
India plans a new financing scheme to lower borrowing costs for private electric bus operators through Sidbi and Nabard, addressing high capital costs after lender caution from the BluSmart collapse.
Bandhan Bank Q3 Loans Rise 10% to Rs 1.45 Lakh Crore
Bandhan Bank reports 10% YoY loan growth and 11.1% deposit rise for Q3 FY26. Retail deposits surge, but CASA ratio contracts. Read the full business update.
Maharashtra waives stamp duty on farm loans up to Rs 2 lakh
Maharashtra government announces stamp duty waiver on agricultural loan documents up to Rs 2 lakh from Jan 1, 2026. Aims to ease financial burden on lakhs of farmers. Read more.
Bank Credit Outpaces Deposits, CD Ratio Soars to 102%
Indian banks' credit growth outstripped deposit mobilisation in 2025, pushing the incremental CD ratio to 102%. Explore the funding pressures and market implications.
Goa CM reviews Rs 513 cr infra projects, pushes for timely completion
Goa CM Pramod Sawant reviewed progress of Rs 512.9 cr central-funded infrastructure works. He directed departments to expedite projects and ensure benefits reach people quickly. Read more.
Gold Loans Surge 125%, Driving New Bank Credit
Gold loans in India surge 125% YoY, contributing 12% of new bank credit. Discover how rising gold prices and a shift to secured lending are reshaping the banking sector's portfolio.
Texas Bank's Indian Leadership Sparks Online Debate
A viral social media post targeting the all-Indian leadership of State Bank of Texas ignites controversy. Discover the facts behind the bank's founding and the response from the community.
RBI Report: Strong Growth, But Warns on Unsecured Loans, Stablecoins
RBI's Financial Stability Report highlights India's robust 8.2% GDP growth & strong banks, but flags risks from unsecured lending, fintech, and stablecoins to monetary sovereignty. Read key insights.
RBI: Consumption Loans Dominate Household Borrowing
RBI data reveals a shift in Indian household debt, with over 55% now for retail consumption. Household debt-to-GDP hits 41.3%, but savings improve. Explore the full financial stability report.
87% Success Rate for Student Loan Bankruptcy Discharge
A new study shows an 87% success rate for discharging student loans via bankruptcy, debunking a persistent myth. Learn how policy changes have made this path more accessible for millions of borrowers.
Bank Bad Loans Fall to 2.1%, Best in Decades: RBI
RBI reports gross NPA ratio of banks fell to 2.1% by Sept 2025, a multi-decade low. Strong recoveries and upgrades drove 42.8% of the improvement. Read the full analysis.
RBI's ULI Lending Platform Sees Sharp Adoption Rise
India's Unified Lending Interface (ULI) sees rapid growth with 64 lenders onboarded and over ₹65,000 crore in loans facilitated, revolutionizing digital credit access for MSMEs and farmers.
Protect Your PAN Card from Loan Fraud: A Step-by-Step Guide
Learn how to safeguard your finances by checking for unauthorized loans linked to your PAN card. Follow our 5-step guide using credit reports, fintech apps, and DigiLocker to prevent identity theft and protect your credit score.
US to Restart Wage Garnishment for Student Loans
The Trump administration will resume aggressive collection on defaulted federal student loans, including wage garnishment, starting January 2024, ending pandemic-era protections. Millions of borrowers are affected.
VB-G RAM G Act to Push State Borrowings, Bond Yields Higher
India's revamped rural jobs scheme increases states' funding share, likely raising borrowings by ₹30,000-40,000 crore and pushing bond yields higher. Market experts warn of wider spreads and fiscal strain.
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