Micro LAP Stress Grows as Delinquencies Spike in India
Indian lenders face rising delinquencies in micro loans against property as stress spreads from unsecured microfinance. NBFCs report worsening asset quality with 90+ day delays increasing.
Indian lenders face rising delinquencies in micro loans against property as stress spreads from unsecured microfinance. NBFCs report worsening asset quality with 90+ day delays increasing.
Karnataka government instructs banks to consider factors beyond CIBIL scores for loan approvals. Learn how this decision impacts borrowers and banking practices.
India's NBFCs including Bajaj Finance and IIFL Finance are scaling back MSME loans as bad debts rise. Learn why lenders are shifting to secured lending and tighter underwriting standards.
Madhya Pradesh CM Dr. Yadav announces loans worth ₹5,000 crore for 7 lakh youth, 1 lakh govt jobs, and a state youth festival, fueling India's developed nation dream. Explore the details.
Discover why a 757 credit score places Indian borrowers in the 'very good' category, enabling easier access to personal loans, home loans, and premium credit cards with flexible terms.
Kotak Bank launches 3-in-1 account with secured credit card for those without credit history. Get lifetime free card, cashbacks & build credit score. Perfect for students & homemakers.
China's household debt crisis deepens with 83 million potentially in arrears. Rising defaults, aggressive collectors, and economic pressures challenge middle-class stability. Read analysis.
Thailand's Kasikornbank is leveraging AI to boost productivity and adopting cautious lending strategies to counter economic slowdown and high household debt. CEO Kattiya Indaravijaya shares the plan.
The RBI's new gold loan norms prohibit lending against repledged gold, forcing banks to wind down certain portfolios. Discover the impact on lenders and borrowers.
Debt-laden Kinara Capital is in talks to sell a majority stake to strategic investors. The NBFC aims to raise funds to restart lending and resolve its ₹1,400 crore debt crisis.
Discover how specific foods can combat stress naturally. Learn which nutrients help reduce cortisol and improve mental wellness through simple dietary changes.
ICRA projects India's credit growth at 12-13% for FY2026, driven by strong demand and improved liquidity. Learn how this impacts the banking sector and economy.
Explore the complete guide to instant personal loans in India. Understand quick disbursal benefits, high interest risks, eligibility, and make an informed borrowing decision.
Donald Trump suggests 50-year mortgages to make homeownership affordable. Could this revolutionary idea transform the US housing market? Read analysis.
Thinking of funding your next holiday with a personal loan? Discover the smart pros and dangerous cons of travel borrowing in our comprehensive guide for Indian travelers.
In a telling reflection of our times, Collins Dictionary has declared 'Tech Burnout' as its Word of the Year for 2025, highlighting the growing mental health crisis among technology professionals worldwide.
A 15-year-old Delhi student, overwhelmed by poor exam results, sought solace in a local gurdwara instead of attending school, sparking a city-wide search operation by concerned family and authorities.
Discover the science-backed benefits of dark chocolate and berries for improving memory, reducing stress, and enhancing cognitive function through powerful antioxidants.
Discover how diversifying your credit portfolio with loans and credit cards can dramatically improve your creditworthiness and unlock better financial opportunities.
Discover six scientifically-backed anxiety relief exercises that you can practice anywhere to combat stress and regain mental peace in minutes.
India's auto loan sector shows a surprising split: passenger vehicle financing accelerates post-GST cuts while commercial vehicle loans remain stuck in neutral. Discover the economic drivers behind this divergence.
Beyond academic pressure, Indian students face a mental health epidemic with alarming consequences. Discover the hidden costs of our education system's relentless demands.
New study reveals Karnataka's Gruha Lakshmi beneficiaries effectively manage funds but payment delays undermine financial stability. Discover key findings and recommendations.
Trinamool Congress alleges mounting psychological pressure from ongoing electoral processes has led to tragic suicides across West Bengal, raising concerns about mental health during elections.
New research reveals how social media stress is creating an epidemic of insomnia among young Indians. Discover the alarming connection between scrolling and sleeplessness.
German-Indian actress Claudia Ciesla reveals her life-changing wellness journey, sharing powerful insights on mental health, fitness routines, and holistic healing practices that transformed her life.
New research reveals why automated massage chairs might be making your low back pain worse instead of better. Discover the surprising connection between stress and chronic pain.
Indian Bank's Managing Director Binod Kumar commits to accelerating Jharkhand's economic development through enhanced banking services, digital transformation, and robust credit support for key sectors.
Discover how Ashwagandha, the ancient Ayurvedic herb, is making a comeback as a natural stress-buster. Learn easy ways to incorporate this adaptogen into your daily routine for better mental wellness.
State Bank of India upgrades credit growth outlook as tax relief and potential rate cuts create perfect storm for consumer spending explosion. Get exclusive insights.