Fino Payments Bank, after securing RBI's in-principle nod to become a small finance bank, plans to separate its BC business and scale secured lending via its vast merchant network. Discover its digital-first strategy.
Gold loans in India surge 125% YoY, contributing 12% of new bank credit. Discover how rising gold prices and a shift to secured lending are reshaping the banking sector's portfolio.
RBI's Financial Stability Report warns of high slippages & write-offs in private banks' unsecured loans. NBFC asset quality improves, but fresh stress builds. Read the full analysis.
A new Moneyview survey reveals how digital credit fuels online shopping and food delivery in India. Discover key trends shaping consumer spending. Read more!
India's Unified Lending Interface (ULI) sees rapid growth with 64 lenders onboarded and over ₹65,000 crore in loans facilitated, revolutionizing digital credit access for MSMEs and farmers.
RBI reports a surge in non-bank funding for companies, reaching 45% share. Banks face tech and cybersecurity challenges while maintaining strong fundamentals. Read the full analysis.
The United States continues to be the largest debtor to Taiwanese banks, holding the top spot for over a decade. Luxembourg overtakes China for second place. Explore the detailed financial exposure report.
Central Bank of India plans to increase corporate loan share to 35% by March 2026 while keeping RAM segments as core strength. MD Kalyan Kumar outlines strategy for growth in renewable energy, infrastructure.
A new SIDBI-CRIF report reveals private banks lead enterprise lending. NBFCs gain ground as PSB share falls. Small business credit hits Rs 46 lakh crore. Explore the shifting landscape.
SEBI simplifies documentation for duplicate securities, raising the claim limit to Rs 10 lakh. Learn how this move benefits investors and streamlines processes.
A TOI probe reveals private moneylenders in Maharashtra's suicide belt get licences easily, as farm distress pushes farmers to extremes. Read the full investigation.
Private money lenders in Vidarbha lent over Rs 227 crore in 2025, but a mere Rs 21,000 went to farming. Explore the debt crisis and its link to farmer suicides. Read the full investigation.
SEBI has overhauled norms for issuing duplicate securities, raising the value limit to Rs 10 lakh and reducing document requirements for investors. Read the full details here.
BharatPe partners with Yes Bank to launch 'Pay Later with BharatPe', an instant credit-on-UPI solution for merchants. This BNPL product aims to empower small businesses and ease consumer daily expenses. #Fintech #UPI #India
India's markets regulator Sebi has denied media reports of changes to the short selling framework. The existing regulatory structure for short selling remains unchanged. Get the full details here.
State Bank of India's home loan portfolio, its largest business unit, is on track to exceed ₹10 lakh crore next year, driven by strong demand and low NPAs. Discover the growth story.
Maharashtra govt sets up SIT to investigate Chandrapur kidney racket where farmers were forced to sell organs. 5 accused arrested. Details on the illegal money lending and organ trafficking network.
A youth from Sambhal arrested after his Bank of Baroda account was used to funnel crores in a pan-India cyber fraud. The scam, promising high stock returns on WhatsApp, highlights a dangerous new trend of 'account lending' to syndicates. Stay vigilant.
The Securities Markets Code Bill 2025, tabled in Parliament, consolidates three key laws, empowers SEBI, decriminalises minor lapses, and strengthens investor protection. Read the full analysis.
Asian Development Bank pledges $4.258 billion for India's 2025 projects in skilling, renewable energy, urban infra, and healthcare. Details on PM-SETU, Surya Ghar, and metro expansions inside.
MSME credit growth surges to 20%, hitting ₹10.7 lakh crore, driven by government guarantees and Udyam push. Discover how this fuels India's economic engine.
The Indian government has introduced a new bill in Parliament to create a single framework for securities regulations and expand SEBI's board from 9 to 15 members. Read the full details and implications.
Fintech app SalaryOnTime reports a massive 200% growth in installs, driven by its instant, paperless loan services. Discover how it's changing financial access for India's workforce.
Experts predict a fundamental shift in co-lending partnerships between banks, NBFCs, and fintechs. Speed, transparency, and trust will define winning models as regulations tighten and customer expectations evolve. Read more.
Chandrapur farmer Roshan Kule sold his kidney to repay loans but fell into bonded labour in Laos. Rescued after MLA's intervention, police probe illegal lending & organ trade. Read the shocking details.
A marginal farmer from Chandrapur was forced to sell his kidney after illegal moneylenders charged 40% monthly interest, trapping him in a Rs 74 lakh debt. Police have registered a case and arrested six accused. Read the full story.
First Brands founder Patrick James accuses lenders of predatory practices leading to bankruptcy, while new management alleges massive financial fraud. Key details inside.
India's fintech lending shifts focus from rapid expansion to liability management and customer monetization after regulatory overhaul. Discover the new priorities and IPO plans shaping the sector's future.
Tamil Nadu's new money lending rules remove collateral for loans under ₹4 lakh and up to ₹10 lakh for SHGs, aiming to empower low-income groups and women entrepreneurs. Discover how this policy change fosters financial inclusion.
Fino Payments Bank, now an SFB, plans a strategic shift towards secured lending like property loans, avoiding unsecured risks. Read about its merchant-focused growth plan.