India's Middle Class Debt Trap: Savings at 48-Year Low
India's net household savings plunge to a 48-year low as post-pandemic borrowing for consumption surges. The middle class is trapped in high-cost debt. Read the full analysis.
Category : Search result: small savings schemes
Hyderabad Saves Rs 193 Crore via Energy Efficiency
Greater Hyderabad saved 238 million electricity units and Rs 193 crore in one year, cutting 0.19 million tonnes of CO2. Discover the initiatives behind this green success story.
Himachal's Shopkeeper Relief Scheme Now Covers Urban Areas
Himachal Pradesh govt extends Mukhya Mantri Laghu Dukandar Kalyan Yojana to urban areas, offering One Time Settlement up to ₹1 lakh for small shopkeepers with NPAs. Learn eligibility and benefits.
50 Years On, Anganwadi Workers' Plight Ignored
As Anganwadi centres complete 50 years, systemic issues and worker grievances persist despite health schemes. Explore the gap between policy and ground reality. Read more.
India's 35,000-Tonne Private Gold Stockpile Worth $5Tn
A Morgan Stanley report reveals Indian households hold a staggering 35,000 tonnes of gold, worth $5 trillion. This massive informal savings pool surpasses even the Titanic's capacity. Discover the scale and impact.
Food delivery rider saves ₹1.3 crore in 5 years
A 25-year-old food delivery rider in China saved 1.12 million yuan (₹1.3 crore) in five years through extreme discipline. Read his inspiring story of debt repayment and future business plans.
Delivery Rider Saves ₹1.3 Crore Working 13-Hour Shifts
Zhang Xueqiang, a 25-year-old food delivery worker in China, saved 1.12 million yuan (₹1.3 crore) in five years by working gruelling 13-hour shifts, seven days a week. Discover his incredible journey from debt to financial freedom.
Domestic Investors Pour ₹4.5 Lakh Crore into Markets in 2025
Indian households shifted ₹4.5 lakh crore to equities via mutual funds in 2025, as retail investors grew from 3 crore to 12 crore since 2019. Read how domestic flows are stabilizing markets.
Sebi Reduces Mutual Fund Fees, Simplifies Regulations
SEBI slashes mutual fund expense ratios and brokerage costs, promising lower fees for investors. New regulations aim for greater transparency and simpler compliance after 30 years.
US Unveils $1000 'Trump Accounts' for Children
US Treasury reveals 'Trump Accounts', a pro-family scheme giving $1000 to every American child born 2025-2028. Plan aims to build long-term wealth. Details inside.
2.12 Crore Fake PDS Beneficiaries Deleted, Saves ₹17k Cr
The central government has weeded out over 2.12 crore ineligible beneficiaries from the PDS, preventing a leak of ₹17,000 crore in food subsidies. Discover how tech-driven reforms are cleaning up India's food security system.
Satellite Toll Collection Across India by 2026: Gadkari
Union Minister Nitin Gadkari announces nationwide satellite-based toll collection by end-2026, aiming to save Rs 1,500 crore in fuel and boost revenue by Rs 6,000 crore. Read more.
SSY: Best Investment for Girl Child? Experts Weigh In
Sukanya Samriddhi Yojana offers 8.2% tax-free interest for a girl's future. But is it the best option? We compare SSY with PPF, mutual funds, and more for long-term goals like education and marriage.
IDFC FIRST Bank's New NRI Savings Account in GIFT City
IDFC FIRST Bank unveils 'IDFC FIRST Global Savings' for NRIs in GIFT City, offering high-interest rates in USD, EUR, and GBP. A strategic move to attract NRI deposits with competitive returns.
How to Retrieve Old EPF Accounts Using UAN
Learn the simple steps to find and consolidate your dormant Employee Provident Fund accounts using the UAN portal. Secure your retirement savings today!
Chennai Schools Adopt Biogas Plants to Cut LPG Costs
GCC plans biogas plants in Chennai schools with centralized kitchens. Initiative follows successful pilots saving LPG cylinders & converting waste to energy. Learn how students benefit.
Karnataka CM Highlights Guarantee Schemes Success in Hassan
Karnataka CM Siddaramaiah claims Congress govt fulfilled 242 promises, launched Rs 298 crore projects in Hassan, and successfully implemented all guarantee schemes within a year. Read more.
RBI Expands Free Services for Zero-Balance BSBD Accounts
RBI mandates banks to offer ATM cards, cheque books & unlimited deposits in BSBD accounts. Existing customers can now switch. Discover the new banking freedom.
Trump Accounts: $1,000 for US Kids, Dell Pledges $6.25B
US President Trump launches new child wealth-building accounts with a $1,000 govt seed. Dell's $6.25B donation expands reach. Learn eligibility, key dates, and growth potential.
Bank Clerk Arrested for Misappropriating ₹6.28 Lakh in Berhampur
A 40-year-old bank clerk in Berhampur has been arrested for allegedly misappropriating over ₹6.28 lakh from 26 savings accounts. The fraud was uncovered after customers complained. Read the full details of the case and ongoing police investigation.
Trump Accounts: US Child Savings Plan Details
The new Trump Accounts initiative aims to build long-term wealth for American children. Learn about eligibility, contributions, and projected million-dollar balances.
Sebi's MF Gifting Rule Opens Massive Tax Savings
Sebi's new rule allows easy gifting of mutual fund units, enabling massive tax savings for families. Learn how to transfer units without triggering capital gains tax.
India's Spending-Saving Conundrum: 70% Save More
70% of Indians prioritize saving over spending despite economic growth. Discover how financial anxiety and inflation are reshaping consumer behavior and what this means for India's economy.
IIT Delhi AI Smart Home Saves Energy & Costs
IIT Delhi develops AI-powered energy management that automatically adjusts appliances using weather, occupancy data & real-time pricing. Save money while supporting India's green grid.
Tax Regime Changes: No 80C on Small Savings Schemes
Taxpayers under new regime lose Section 80C deductions for PPF, NSC, SCSS & KVP. Compare interest rates, tax benefits with FDs for informed investment decisions.
Wife spends ₹56 lakh of family savings on male livestreamer
A Chinese man files for divorce after discovering his unemployed wife secretly transferred nearly ₹56 lakh of their savings to a male livestreamer over several years, leaving the family in debt.
Medicare Cuts Prices for Ozempic, Cancer Drugs
US government announces major Medicare price reductions for 15 prescription drugs including Ozempic, Wegovy and cancer treatments. Savings expected from 2027. Read more.
HP to Cut 6,000 Jobs, Save $1B Annually with AI
HP Inc. announces major restructuring, cutting up to 6,000 jobs by 2028 to save $1 billion annually using AI tools. Profit outlook misses estimates amid rising memory chip costs.
Smart devices driving up electricity costs in Indian homes
Connected smart devices and always-on culture in modern Indian homes are quietly inflating electricity bills. Learn how to save money by optimizing automations.
Jharkhand Launches Themed Public Service Drive Until Dec 15
Jharkhand government launches sectoral Aapki Yojana-Aapki Sarkar Aapke Dwar program from Friday. First week themed as Right to Service Week with panchayat camps.
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