Banking operations in two major Uttar Pradesh cities will be impacted today, Monday, January 12, 2026, as financial institutions observe a holiday. This closure marks the celebration of Swami Vivekananda Jayanti, the birth anniversary of the revered Indian monk and philosopher, Swami Vivekananda.
City-Wise Bank Operational Status for January 12
According to the official RBI holiday calendar for the fiscal year 2026, the holiday is specific to certain regions under the Negotiable Instruments Act. While most of the country will see normal banking hours, branches in Kanpur and Lucknow will remain closed for the day.
A comprehensive list confirms that banks in all other major Indian cities, including Mumbai, New Delhi, Chennai, Kolkata, Bengaluru, and Hyderabad, will be open and operational as usual. This regional holiday is one of the 16 scheduled bank holidays for January 2026, which are in addition to the mandatory weekly offs on the second and fourth Saturdays and all Sundays.
Essential Digital Banking Services Remain Active
Despite the physical closure of branches in the two cities, the Reserve Bank of India has ensured that critical financial services remain accessible to customers. Individuals are encouraged to utilize digital platforms to manage their banking needs seamlessly.
The following services will continue to be available without interruption:
- Online and Mobile Banking: For fund transfers, balance inquiries, and bill payments.
- ATM Services: Cash withdrawals and card transactions will function normally.
- NEFT and RTGS: Electronic fund transfer services will be available as per their standard operational windows.
- Online Requests: Customers can apply for chequebooks, demand drafts, and other account-related services via net banking.
This ensures that the holiday does not disrupt essential financial transactions for residents of Kanpur and Lucknow or any other part of India.
Planning Your Banking Activities
Customers in the affected cities are advised to plan their in-branch visits accordingly. For any non-urgent tasks that require physical presence at a bank, it is recommended to schedule them for the next working day. The widespread availability of robust digital banking infrastructure offers a convenient alternative for most financial operations.
The observance of Swami Vivekananda Jayanti as a bank holiday highlights the cultural and historical significance of the day. The surge in online searches for related terms also reflects public interest in confirming holiday schedules to manage their financial planning effectively.
