Time is running out for banking professionals aiming to join Bank of India as Credit Officers. The public sector bank will shut the online application portal for this crucial recruitment drive tomorrow, January 5, 2026. This marks the final opportunity for eligible candidates to submit their forms for a total of 514 vacancies.
Vacancy Details and Management Grades
This recruitment campaign targets experienced officers under the General Banking Officer (GBO) stream. The available positions are distributed across three seniority levels, catering to professionals with substantial credit and banking background.
The breakdown of vacancies is as follows:
- Senior Management Grade Scale-IV (SMGS-IV): 36 posts
- Middle Management Grade Scale-III (MMGS-III): 60 posts
- Middle Management Grade Scale-II (MMGS-II): 418 posts
The bank will implement reservation norms for candidates from Scheduled Castes (SC), Scheduled Tribes (ST), Other Backward Classes (OBC), Economically Weaker Sections (EWS), and Persons with Benchmark Disabilities, adhering to Government of India regulations.
Eligibility Criteria: Experience is Key
This recruitment is explicitly not for freshers. Bank of India has set mandatory experience requirements for each grade.
Educational Qualification: Applicants must possess a graduation degree from a recognised university. Preference will be given to those holding professional certifications such as Chartered Accountant (CA), Chartered Financial Analyst (CFA), ICWA, MBA, or PGDBM in Banking or Finance, with specific requirements varying by the applied scale.
Age Limit (as on November 1, 2025):
- MMGS-II: 25 to 35 years
- MMGS-III: 28 to 38 years
- SMGS-IV: 30 to 40 years
Age relaxation is applicable for candidates from reserved categories and ex-servicemen as per official rules.
Experience Requirement:
- For MMGS-II: A minimum of 3 years of officer-level experience post-qualification is required, with at least 2 years dedicated to MSME, corporate, or commercial credit.
- For MMGS-III and SMGS-IV: Candidates need between 5 and 8 years of relevant banking and credit experience, depending on the specific scale.
Application Process and Selection
Interested and eligible candidates must apply exclusively through the Bank of India's official website: bankofindia.bank.in. No other mode of application will be accepted, and forms submitted after the deadline will be rejected.
The step-by-step application process involves visiting the website, navigating to the 'Careers' section, finding the link for 'Recruitment of Credit Officers in GBO Stream 2025–26', completing the online registration, paying the application fee, and finally submitting the form. Candidates are advised to save the confirmation page for future reference.
The selection methodology will commence with the shortlisting of applications. Depending on the volume of applicants, the bank may conduct an online examination, an interview, or a combination of both. The evaluation will heavily focus on professional knowledge in banking and credit, reasoning ability, quantitative aptitude, and concepts related to credit and risk management.
With the deadline looming, aspiring candidates are urged to complete their applications promptly to secure a chance at these prestigious roles within one of India's leading public sector banks.
