February 2026 Bank Holidays: Complete Guide to 9 Days of Bank Closures Across India
The Reserve Bank of India (RBI) has officially announced the bank holiday schedule for February 2026, with financial institutions across the country set to remain closed for a total of nine days. This comprehensive calendar includes national observances, regional festivals, and mandatory weekly offs that will affect banking operations in various cities.
Understanding RBI's Bank Holiday Framework
Bank holidays in India are meticulously designated by the Reserve Bank of India under the provisions of the Negotiable Instruments Act. The schedule incorporates several key elements:
- RTGS holidays and national observances
- Regional festivals and state-specific celebrations
- Mandatory weekly closures on second and fourth Saturdays
- Regular Sunday holidays
This structured approach ensures uniformity while accommodating India's diverse cultural and regional requirements.
Complete February 2026 Bank Holiday Schedule: City-Wise Breakdown
Here is the detailed list of bank holidays for February 2026, organized chronologically with specific city closures:
- 1 February 2026 (Sunday) - Weekly Holiday - Pan India
- 8 February 2026 (Sunday) - Weekly Holiday - Pan India
- 14 February 2026 (Saturday) - Second Saturday - Pan India
- 15 February 2026 (Sunday) - Weekly Holiday - Pan India
- 18 February 2026 (Wednesday) - Losar Festival - Gangtok (Sikkim)
- 19 February 2026 (Thursday) - Chhatrapati Shivaji Maharaj Jayanti - Mumbai, Nagpur, Belapur (Maharashtra)
- 20 February 2026 (Friday) - Statehood Day - Aizawl (Mizoram), Imphal (Manipur)
- 22 February 2026 (Sunday) - Weekly Holiday - Pan India
- 28 February 2026 (Saturday) - Fourth Saturday - Pan India
Impact on Banking Services and Customer Guidance
While physical bank branches will remain closed on these designated holidays, customers can continue to access essential financial services through digital platforms. The RBI emphasizes that online banking facilities will remain fully operational, ensuring minimal disruption to financial activities.
Available digital services include:
- Online and mobile banking for fund transfers and balance inquiries
- NEFT and RTGS services within operational windows
- ATM withdrawals and card transactions
- Online requests for chequebooks and demand drafts
- Account-related services through digital channels
Planning Your Banking Activities
Customers are strongly advised to plan their in-branch visits carefully around the holiday schedule. With regional variations in closures, particularly for observances like Losar in Gangtok and Chhatrapati Shivaji Maharaj Jayanti in Maharashtra cities, checking the specific holiday calendar for your location is crucial.
Banking authorities recommend utilizing online banking platforms for uninterrupted service during holiday periods. This approach not only ensures convenience but also aligns with India's growing digital banking infrastructure.
The February 2026 bank holiday schedule reflects India's rich cultural diversity while maintaining the integrity of financial operations. Customers should mark these dates in their calendars and adjust their banking activities accordingly to avoid inconvenience.
