Tata Motors Passenger Vehicles Limited (TMPV) has rolled out a special year-end financial initiative, making it easier for customers to drive home a new car. The company has announced attractive monthly EMI schemes for the month of December, with payments starting as low as ₹4,999. This limited-period offer is designed to provide a final opportunity for buyers to secure their preferred Tata vehicle before the calendar year concludes.
Detailed EMI Breakdown for Tata's ICE and EV Lineup
The manufacturer has outlined clear and competitive monthly installment plans across its popular range. For those interested in internal combustion engine (ICE) models, the entry-point is set by the Tata Tiago, available at an EMI of just ₹4,999 per month. Following closely are the Tigor and Punch, both offered at ₹5,999 monthly. The Altroz hatchback comes in at ₹6,777 per month, while the bestselling Nexon SUV has an EMI of ₹7,666. The recently launched Curvv tops the ICE list with a monthly payment of ₹9,999.
For buyers looking to transition to electric mobility, Tata has extended similar advantageous terms. The Tiago.ev starts at ₹5,999 per month, making electric entry very accessible. The Punch.ev is pegged at ₹7,999, and the Nexon.ev is available for ₹10,999 monthly. The premium Curvv.ev, representing the top of the electric range, carries an EMI of ₹14,555.
Important Terms and Conditions of the Offer
Prospective buyers must note several key details associated with these promotional EMIs. This offer is valid only until 31st December 2025, creating a clear deadline for decision-making. The actual loan liability for a customer will depend on the final on-road price and the sanctioned loan amount.
The showcased EMI values for petrol and diesel models are calculated based on a predefined loan amount. This calculation incorporates a Balloon payment scheme option of either 25% or 30%, with the loan tenure spread over 84 months (7 years). For the electric vehicle (EV) portfolio, the EMIs are derived from a specified loan amount and a longer repayment period of 120 months (10 years), which helps keep the monthly outlay lower.
Ex-Showroom Price Context for Tata Models
To understand the value proposition of these EMI plans, it's useful to consider the starting ex-showroom prices of these vehicles. The Tiago begins at ₹4.57 lakh, while its electric version, the Tiago.ev, is priced from ₹7.99 lakh. The Punch range opens at ₹5.50 lakh, with the Punch EV starting at ₹9.99 lakh.
The Tigor is priced from ₹5.49 lakh and the Altroz from ₹6.65 lakh. The Nexon line-up has a starting price of ₹7.32 lakh, whereas the Nexon EV begins at ₹12.49 lakh. At the premium end, the Curvv is positioned from ₹10 lakh, and the all-electric Curvv EV commands a starting price of ₹17.49 lakh.
Act Before the Deadline for Best Deal
With the offer window closing at the end of the month, Tata Motors is creating a sense of urgency for potential customers. The company advises interested individuals to contact their nearest authorized dealership at the earliest. A dealership representative can provide comprehensive information tailored to the customer's financial profile and desired model, including the exact final calculation.
This strategic year-end push by Tata Motors aims to boost sales by alleviating the immediate financial burden on the buyer through manageable monthly payments. It presents a compelling chance for many to upgrade their personal mobility with a new Tata car or SUV, be it conventional or electric, just before the new year begins.
