Franklin Templeton India Highlights Steady SIP Growth and Impressive Fund Returns in January 2026
Franklin Templeton India has released its latest Systematic Investment Plan (SIP) performance factsheet for January 2026, showcasing robust growth in its SIP book and strong long-term performance across multiple equity mutual fund schemes. The report indicates resilient SIP inflows during the month, with an increase in active SIP accounts, reflecting sustained retail investor engagement despite ongoing market volatility.
Equity and Hybrid Funds Drive Contributions Amid Market Fluctuations
Equity-oriented schemes contributed significantly to the inflows, while hybrid and debt categories also attracted steady investments. This data suggests that investors maintained their monthly allocations, navigating fluctuating domestic and global market conditions effectively. The performance analysis, based on monthly SIPs invested on the first business day under the regular plan growth option, underscores the enduring appeal of disciplined investment strategies.
Standout Performers with Exceptional Long-Term Returns
Among the top performers, the Franklin India Mid Cap Fund achieved an annualised return of 19.84% since its inception 30 years ago. An initial investment of Rs 38.6 lakh has grown to an impressive Rs 2,252 lakh as of January 30, 2026. In the large-cap segment, the Franklin India Large Cap Fund delivered 17.42% annualised returns since its launch in 1993, with Rs 34.9 lakh expanding to Rs 797.1 lakh over the period. Additionally, the Templeton India Value Fund reported 17.07% annualised returns since inception, reinforcing the effectiveness of its value and special situations investment approach.
SIPs as a Key Pillar in Mutual Fund Inflows
SIPs continue to play a crucial role in mutual fund inflows, helping investors mitigate short-term market swings through rupee cost averaging. This strategy allows for consistent investment regardless of market highs or lows, promoting financial discipline and long-term wealth accumulation. The factsheet highlights how SIPs contribute to stabilizing investment portfolios and fostering investor confidence in uncertain economic environments.
Disclaimer: This article does not provide personal finance or stock market investment advice. Always consult a financial expert before making any investment decisions.
