SBI-Owned NBFC Paisalo Digital Sees Promoter Stake Hike
SBI NBFC Paisalo Digital Promoter Boosts Stake

Shares of SBI-owned non-banking finance company Paisalo Digital Limited gained significant attention after one of its promoter entities substantially increased its holding in the firm through open market transactions.

Promoter Group Boosts Stake

Equilibrated Venture Cflow Private Limited, which forms part of the promoter group of Paisalo Digital Limited, has disclosed acquiring additional shares in the company under Regulation 29(2) of SEBI's Substantial Acquisition of Shares and Takeovers Regulations, 2011.

In its official filing to both the Bombay Stock Exchange and National Stock Exchange, the company revealed it purchased over 43.94 lakh equity shares of Paisalo Digital through open market transactions on November 13, 2025. Each of these shares carries a face value of ₹1.

Shareholding Pattern Changes

This acquisition has increased the promoter's total holding to 18.57 crore shares from the previous 18.13 crore shares. The newly acquired 43.94 lakh shares represent approximately 0.48% stake in the non-banking financial company.

Following this transaction, Equilibrated Ventures CFlow's total stake in Paisalo Digital now stands at 20.42%. This marks the second such acquisition by the promoter entity, which had previously bought a similar 0.49% stake in the company during mid-September.

According to the September quarter shareholding data, promoters collectively held a 41.2% stake in Paisalo Digital, while foreign institutional investors owned 20.9%. SBI Life Insurance emerges as one of the largest shareholders with a 6.83% stake, and the remaining 30.3% is held by public shareholders.

Financial Performance and Market Trends

On the financial front, Paisalo Digital reported encouraging results for the second quarter of FY26. The company posted a 13.5% year-on-year increase in net profit at ₹52 crore, compared to ₹50 crore in the same period last year.

The company's revenue from operations also showed healthy growth, rising to ₹224 crore against ₹204 crore in Q1 FY25. Paisalo Digital's total equity share capital stands at ₹90 crore.

Despite the positive developments, shares of Paisalo Digital, which is part of the BSE Smallcap index, have faced significant pressure in recent months. The stock has closed lower in 14 out of the last 17 months, losing approximately 55% of its value.

The prolonged decline has pushed the stock to trade 66.45% below its all-time high of ₹99, which it touched in February 2024. This downward trend coincides with investors gradually offloading their holdings, as evidenced by a steady drop in retail shareholding during the September quarter.