Category : Search result: CRIF


How Payment History, Credit Utilisation Shape Your Score

Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.

India's Retail Credit Growth Strong in Q2 FY26

India's retail credit momentum remains robust with gold loans growing 35.8% YoY and large-ticket personal loans dominating. PSU banks gain market share as festive season boosts lending.

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