How Closing a Credit Card Affects Your Credit Score
Thinking of closing your credit card? Learn how this decision can hurt your credit score, the factors involved, and smarter alternatives to consider in 2025.
Category : Search result: GNPA ratio
RBI: Banking Sector Resilient, NPA at Multi-Decade Low
RBI's latest report reveals robust health of Indian banking sector with 11.2% balance sheet growth, sustained profitability, and gross NPA ratio falling to 2.2%. Read the full analysis.
Bank Bad Loans Fall to 2.1%, Best in Decades: RBI
RBI reports gross NPA ratio of banks fell to 2.1% by Sept 2025, a multi-decade low. Strong recoveries and upgrades drove 42.8% of the improvement. Read the full analysis.
Indian Banks' Bad Loans Hit Record Low, GNPA at 2.1%
The Reserve Bank of India reports the best asset quality for Indian banks in decades. The Gross NPA ratio improved to 2.1% in September 2025. Discover the key drivers and future outlook for the banking sector.
3 Habits to Improve Your Credit Score in 2026
Aiming for a credit score above 750 in 2026? Learn three powerful habits, from managing credit usage to diversifying your portfolio, to unlock better loan terms and financial opportunities.
Nutritionist's Rope Test Reveals Hidden Belly Fat Risk
Celebrity nutritionist Pooja Makhija shares a simple rope technique to check waist-to-height ratio, a key indicator of metabolic risk often missed by BMI, especially for Indians.
Silver up 170% in 2025, may hit $100 in 2026
Silver prices surge 170% in India in 2025, driven by supply deficit and industrial demand. Experts predict the precious metal could reach $100 per ounce in 2026. Read the full analysis.
RBI Handbook Shows Flaws in State Social Spending Data
RBI's state statistics handbook reveals rising social sector spends mask declining budget shares & hidden disparities. Experts demand better data for real progress. Read more.
UP Economy Transforms: GSDP Hits ₹35 Lakh Cr, Per Capita Income Up
CM Yogi Adityanath highlights UP's economic leap, citing GSDP growth, improved credit-deposit ratio, and 60 lakh jobs from ₹15 lakh crore investments. Read how policies are reshaping the state.
Silver Surges 150% in 2025, Hits Record High
Silver prices skyrocket over 150% in 2025, marking the best annual performance in 46 years. Experts analyze if it's time to book profits and what's next for gold and silver in 2026. Read more.
UPSC Economy Quiz: Key MCQs on Solar Parks, India-NZ Trade
Test your UPSC Prelims 2026 preparation with this essential Economy quiz. Revise key topics like Solar Parks scheme, India-New Zealand trade, Statutory Liquidity Ratio, and Open Market Operations. Check your answers now!
Belly Fat Stiffens Heart, Risk Higher for Men: Study
A new German study reveals belly fat silently alters heart structure, raising heart disease risk, especially in men. A cardiologist explains why waist size, not just weight, is critical for Indians.
Haryana: Couples with daughters need govt nod for IVF
Haryana introduces a controversial policy requiring couples with daughters to obtain government approval for IVF. Critics fear increased stress and delays. Will it improve the sex ratio?
Mutual Funds Resist Sebi's Performance-Linked Fee Proposal
Indian mutual funds express concerns over Sebi's proposal for performance-based expense ratios, citing calculation complexity and revenue uncertainty. Key industry voices weigh in on the challenges.
Samsung Wide Fold to rival Apple's iPhone Fold in 2026
Samsung is reportedly developing a wider Galaxy Z Fold with a 4:3 aspect ratio to directly counter Apple's rumoured iPhone Fold launch in 2026. Get the latest details on the foldable smartphone war.
How to Improve Your Credit Score: 5 Actionable Tips
Struggling with a low credit score? Learn what the 300-900 range means and discover 5 practical strategies to boost your score, secure better loan terms, and lower interest rates. Act now for a healthier financial profile!
Master the Stock Screener for Smart Investing
Feeling lost in market noise? Learn how a stock screener uses filters like P/E ratio and ROE to help Indian investors find fundamentally strong stocks aligned with their goals.
Heart Attack at 40: The Hidden Cholesterol Ratio Risk
A 40-year-old with perfect LDL had a heart attack. A Bengaluru cardiologist explains the crucial triglyceride to HDL ratio everyone must check to assess real heart risk.
Dharwad CEO Bhuvanesh Patil Pushes Banks for Timely Credit
Dharwad Zilla Panchayat CEO Bhuvanesh Patil directs banks to ensure timely credit for agriculture, SHGs, and youth. Review of loan disbursement and CSR plans discussed.
Gold & Silver Hit Record Highs: What Should You Do?
Gold surged past $4,400/oz & silver hit ₹2.13 lakh/kg on MCX. Experts analyse the rally, the Gold-Silver Ratio, and whether you should invest in gold or silver for 2026.
Railways Fare Hike: 2nd Increase This Fiscal from Dec 26
Indian Railways announces second passenger fare hike this fiscal year, effective Dec 26. Fares rise 1-2 paise/km, aiming to generate ₹600 crore. Details on exemptions and impact on your journey here.
Ludhiana's new building rules may worsen traffic congestion
New unified building regulations in Ludhiana allow developers to pay fees instead of providing parking, raising fears of worsening street congestion in the densely populated industrial hub. Read the full analysis.
Punjab's New Building Rules Trigger Ludhiana Infrastructure Debate
Punjab's new building rules offer density concessions in Ludhiana but face backlash over strain on aging roads, water, and sewage systems. Activists plan legal challenge.
How to Pick the Right Term Insurance Plan in India
Choosing term insurance? Don't just look at price. Use these 4 objective metrics—Claim Settlement Ratio, Amount Settlement Ratio, Solvency Ratio & Business Volume—to select a financially stable insurer that will honor claims. Protect your family's future
6 Factors for Fast Personal Loan Approval
Learn the six crucial factors that can significantly improve your chances of quick personal loan approval from banks. Tips on credit score, DTI ratio, and avoiding common mistakes.
Canada Keeps Bank Capital Rules Unchanged, C$60B Excess
Canada's financial regulator holds capital buffer steady at 3.5%, revealing big banks have C$60 billion in excess capital. Read how this impacts lending and economic growth.
Sebi's New MF Rules: Lower Costs, Clearer Disclosures
Sebi introduces new mutual fund rules with lower expense caps, transparent fee structures, and simplified compliance. Learn how this impacts your investment costs from April 2026.
Karnataka HC refuses stay on premium floor area ratio
Karnataka High Court declines interim stay on premium FAR provisions, notes petitioner accepted TDRs voluntarily. Next hearing in February. Read the full legal analysis.
Sebi Finalizes Milder Mutual Fund Fee Caps, Eases Industry Worries
SEBI dilutes its earlier strict proposal on mutual fund charges. New 6 bps brokerage cap for cash markets and revised expense ratio structure aim for transparency. Implementation from April 2026.
SEBI Mutual Fund Reforms Boost Transparency, Pressure AMCs
SEBI's new mutual fund TER reforms enhance investor transparency and returns. Near-term pressure on AMCs expected, but long-term benefits for retail investors are significant. Learn the details.
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