State Bank of India's mortgage loan portfolio surpasses Rs 9 lakh crore. Driven by strong retail, agriculture, and MSME growth, SBI raises its FY26 credit growth guidance to 14%. Read more for details on the bank's strategy.
RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.
The Reserve Bank of India has ordered banks to submit credit information reports weekly, a major shift from fortnightly updates. Learn how this impacts your credit score and loan approvals.
A practical guide for senior citizens in India to select the right credit card. Learn 6 crucial factors, from low fees to fraud protection, and understand the risks involved.
RBI cuts repo rate to 5.25%, pushing home loan rates towards 7.1%. EMI on Rs 1 crore loan could fall by Rs 1,440/month. Discover how this impacts borrowers and lenders.
The Reserve Bank of India's MPC cut the repo rate by 25 basis points to 5.25% in its December policy. This marks a cumulative reduction of 125 bps since February. Read the full analysis.
RBI Governor Sanjay Malhotra-led MPC reduces repo rate by 25 bps to 5.25% in December 2025 policy review. Key decisions and implications for loans and economy explained.
India's Q2 GDP growth at 8.2% and robust credit offtake challenge calls for rate cuts. Expert analysis on why RBI should maintain current policy stance. Read more.
A new Experian report reveals AI and Machine Learning are revolutionizing credit decisions in India, boosting approvals, cutting bad debt, and expanding financial inclusion. Discover the key findings.
The RBI has revoked its 2016 framework that pushed large borrowers to debt markets. The move is expected to boost corporate bank credit by ₹3-4.5 trillion. Read the full analysis.
The RBI's Monetary Policy Committee has started its crucial meeting. The decision on key interest rates, expected on December 5, comes amid falling inflation and strong GDP growth. Read the full analysis.
Fraudsters are posing as bank officials to trick credit card users into sharing OTP & CVV. Learn 5 crucial tips to protect yourself from this rising financial scam in India.
The Indian government's new digital credit assessment model for MSMEs aims to streamline lending, reduce bank delays, and boost financial inclusion. Learn how this initiative works.
Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.
Directly paying one credit card bill with another is banned in India. Discover the two legitimate, yet cautious, methods like balance transfers that banks allow for debt management.
Punjab National Bank MD Ashok Chandra projects strong Indian economic growth for coming quarters, driven by GST reforms and robust credit demand in retail, MSME, and housing sectors.
Borrower frustration over credit scores & data accuracy explodes. Complaints against Credit Information Companies surge nearly 400% as per India's financial ombudsman report. Dive into the data.
SBI report predicts a rebound in India's bank credit growth as IPO liquidity is spent and corporate working capital demand rises. Read the full analysis.
Your credit score is key to securing better credit card terms in India. Learn how a score above 750 can unlock lower interest rates, higher limits, and premium benefits.
RBI deputy governor outlines 5 priorities for microfinance sector's next phase, urging shift from basic access to sustainable income pathways and formal credit integration.
Gold loans in India skyrocket 128.5% to Rs 3.38 lakh crore, becoming a major force in personal lending. Discover the trends reshaping retail credit and what it means for you.
Delhi High Court imposes Rs 1 lakh fine on Citibank for harassing a lawyer over unauthorized transactions. Court orders RBI to strengthen complaint redressal system and protect credit card customers from unfair charges.
The RBI has consolidated over 9,400 circulars into 244 master directions to simplify compliance for banks and financial institutions. Discover how this move cuts costs and eases regulatory access.
RBI is set to consolidate 9,345 circulars into 238 Master Directions on Nov 28, 2025. This major regulatory overhaul aims to slash compliance costs and boost clarity for banks and NBFCs. Get the full update!
RBI's MPC meeting December 3-5 expected to deliver 25 bps repo rate cut to 5.25% as October inflation hits record 0.25%. Experts predict accommodative stance to boost growth.
Telangana will unveil its alternative credit scoring mechanism through TIB at the Telangana Rising Global Summit on December 8-9, 2025, boosting financial inclusion.
RBI's new 2025 directions let borrowers request lower interest rates when credit scores improve. Learn how to save thousands on home loans and become debt-free faster.
RBI Deputy Governor Poonam Gupta addresses criticism of MPC's inflation forecasts, denies systematic bias. Learn about RBI's four-pronged approach and new data initiatives.
RBI announces weekly credit score updates starting April 2026. Faster updates mean better loan terms and quicker approvals for borrowers. Learn how this impacts your financial journey.
With RBI maintaining repo rate at 5.5%, home loans become attractive. Learn 10 crucial factors including credit score impact, tenure selection, and EMI management for informed borrowing decisions.