Personal Loan Cooling-Off Period & Cancellation Charges
Need to cancel a personal loan? Learn about the cooling-off period for ICICI, HDFC, Kotak Bank & other lenders. Know the charges and steps to avoid penalties.
Need to cancel a personal loan? Learn about the cooling-off period for ICICI, HDFC, Kotak Bank & other lenders. Know the charges and steps to avoid penalties.
Uncertain what happens to a personal loan if the borrower dies in India? This guide explains bank recovery from insurance, co-applicants, or estate. Protect your family today.
Two men defrauded a Ujjain woman of Rs 1.85 crore by promising a stake in a machine repair firm. Police have registered a case. Read the full details of the investment fraud.
The Trump administration will resume aggressive collection on defaulted federal student loans, including wage garnishment, starting January 2024, ending pandemic-era protections. Millions of borrowers are affected.
A man from Amritsar was shot in the leg after confronting a friend in Batala to demand repayment of a Rs 5 lakh loan from 2003. Police have registered a case. Read the full details of the violent argument.
Devanahalli police file FIR against a Bengaluru builder for alleged fraud, selling one flat to different buyers and raising multiple loans. Read the full investigation details.
LIC Housing Finance reduces home loan rates, starting at 7.15% for high CIBIL scores. New rates reward creditworthy borrowers and make home financing more affordable. Details inside.
Missed a personal loan EMI? Don't panic. Learn practical steps like loan restructuring and negotiation to avoid legal action and protect your credit score. Act now!
A retired Punjab IG shot himself after losing Rs 8.1 crore to online scammers. An FIR has been filed. Read the full details of the sophisticated fraud.
Garhwa district issues final notice to 280 loan defaulters under Mukhyamantri Rozgar Srijan Yojana. FIRs will be filed if dues are not cleared by December 31. Details inside.
The Trump administration will restart wage garnishment for defaulted federal student loans from January 7, 2025, ending the pandemic-era pause. Millions remain in default.
Using a car loan EMI calculator is crucial for Indian buyers. It helps plan budgets, compare loan offers, and avoid financial strain. Learn how this tool ensures a smarter car purchase.
Nagpur police file case against 10 for a ₹14.24 crore investment fraud. Over 61 investors lured with high returns. Key details and legal sections invoked inside.
An 82-year-old retired trader in Vadodara lost Rs 1.12 crore to cyber criminals promising easy online income. Police investigate the sophisticated scam. Stay vigilant against online fraud.
Vadodara Crime Branch registers a cheating case against a woman and her son for allegedly duping a Mumbai businessman by promising a Rs 300 crore loan. Read the full details.
Russia ridicules EU's €90 billion loan to Ukraine, calling it a blow to 'warmongers'. As EU unity frays, can money change the war's course? Read the fiery details.
State Bank of India's home loan portfolio, its largest business unit, is on track to exceed ₹10 lakh crore next year, driven by strong demand and low NPAs. Discover the growth story.
Telangana's illegal loan app crisis worsens as victims lose Rs 92.12 crore in 2025. Cyber Security Bureau warns of digital threats targeting youth and low-income groups. Read more.
Senior BRS leader T Harish Rao mortgaged his own house to secure a ₹20 lakh bank loan for a tailor's daughter pursuing Ophthalmology. Read this inspiring story of political philanthropy.
A Hyderabad couple vanishes after allegedly cheating investors of over Rs 2 crore in a fake wholesale egg business. Police file a case under the new BNS. Read the full story.
Understand the five crucial factors that determine your personal loan EMI, from credit score to tenure. Plan your borrowing wisely to manage your monthly budget effectively. Learn more.
Learn the six crucial factors that can significantly improve your chances of quick personal loan approval from banks. Tips on credit score, DTI ratio, and avoiding common mistakes.
A 0.25% home loan rate cut can save you lakhs. Discover the smart choice between reducing EMI or loan tenure to maximize your savings. Act now!
Women entrepreneurs in semi-urban India are using gold loans to overcome credit barriers. Discover how this practical financing solution is driving business growth and financial independence.
Buying a used car? Avoid legal and financial risks. Learn 5 simple ways to check if the vehicle is under an unpaid loan before you finalize the deal. Essential guide for smart buyers.
Mangaluru Additional DC Raju K instructs banks to expedite loans under govt schemes, addresses scholarship delays & atrocity case compensation. Key decisions from district meeting.
Planning a new year refresh? Discover how IDFC FIRST Bank's FIRSTmoney instant personal loan with rates from 9.99% p.a. can fund your travel, home renovation, or skill-building plans. Apply online in minutes!
Many US student loan borrowers pay more than needed due to lack of awareness about federal relief programs like IDR and PSLF. Learn how to reduce payments or get debt forgiven.
A viral video from Manali exposes a 'snow scam' where tourists are charged for activities on a tiny artificial patch. Learn the facts and how to avoid such tourist traps.
Learn the crucial minimum income requirements for personal loans from top banks like HDFC, SBI, Axis, and Kotak. Discover how your salary and DTI ratio impact approval chances.