State Bank of India's mortgage loan portfolio surpasses Rs 9 lakh crore. Driven by strong retail, agriculture, and MSME growth, SBI raises its FY26 credit growth guidance to 14%. Read more for details on the bank's strategy.
RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.
The Reserve Bank of India has ordered banks to submit credit information reports weekly, a major shift from fortnightly updates. Learn how this impacts your credit score and loan approvals.
A practical guide for senior citizens in India to select the right credit card. Learn 6 crucial factors, from low fees to fraud protection, and understand the risks involved.
RBI cuts repo rate to 5.25%, pushing home loan rates towards 7.1%. EMI on Rs 1 crore loan could fall by Rs 1,440/month. Discover how this impacts borrowers and lenders.
India's Q2 GDP growth at 8.2% and robust credit offtake challenge calls for rate cuts. Expert analysis on why RBI should maintain current policy stance. Read more.
Fraudsters are posing as bank officials to trick credit card users into sharing OTP & CVV. Learn 5 crucial tips to protect yourself from this rising financial scam in India.
Yes Bank and Union Bank of India set to join NSE's Nifty Bank index, expanding it to 14 stocks. New SEBI rules trigger $670M outflows from HDFC, ICICI Bank. Read the full analysis.
The Indian government's new digital credit assessment model for MSMEs aims to streamline lending, reduce bank delays, and boost financial inclusion. Learn how this initiative works.
Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.
Directly paying one credit card bill with another is banned in India. Discover the two legitimate, yet cautious, methods like balance transfers that banks allow for debt management.
Punjab National Bank MD Ashok Chandra projects strong Indian economic growth for coming quarters, driven by GST reforms and robust credit demand in retail, MSME, and housing sectors.
Borrower frustration over credit scores & data accuracy explodes. Complaints against Credit Information Companies surge nearly 400% as per India's financial ombudsman report. Dive into the data.
SBI report predicts a rebound in India's bank credit growth as IPO liquidity is spent and corporate working capital demand rises. Read the full analysis.
Your credit score is key to securing better credit card terms in India. Learn how a score above 750 can unlock lower interest rates, higher limits, and premium benefits.
Gold loans in India skyrocket 128.5% to Rs 3.38 lakh crore, becoming a major force in personal lending. Discover the trends reshaping retail credit and what it means for you.
Telangana will unveil its alternative credit scoring mechanism through TIB at the Telangana Rising Global Summit on December 8-9, 2025, boosting financial inclusion.
An SBI branch in Odisha's Bhadrak became inaccessible for 2 days after an anti-encroachment drive demolished its staircase. Staff & customers used a tractor-mounted ladder. Full story inside.
RBI announces weekly credit score updates starting April 2026. Faster updates mean better loan terms and quicker approvals for borrowers. Learn how this impacts your financial journey.
Rising credit card fraud in India demands swift action. Learn the 5 crucial steps to report unauthorized transactions and secure your finances under RBI's zero liability policy.
Public sector banks stage strong comeback with Nifty PSU Bank index surging 1.8%. Indian Bank leads with 65% returns as SBI crosses ₹9 lakh crore market cap. Discover the driving factors behind this impressive rally.
Plan your banking in December 2025 with our comprehensive state-wise holiday list for Indian banks. Check dates now to avoid inconvenience!
Analysis of India's top bank stocks - SBI, HDFC Bank, and ICICI Bank. Compare performance, expert views, and technical analysis to make informed investment decisions for long-term growth.
Discover how IndiGo SBI Card ELITE helps frequent flyers earn free flights, lounge access & rewards. Learn about fees, benefits & if it's right for you. Start saving today!
Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.
Struggling with a low credit score? Learn how to secure a car loan in India. Discover strategies involving income proof, down payments, and co-applicants to boost your approval chances.
RBI raises alarm over widening credit-deposit gap in Indian banking. Expert analysis on why this ratio needs urgent attention and potential solutions.
Struggling to choose between instant loan and credit card loan? Compare interest rates, processing fees, disbursal speed and credit score impact to make the right decision.
Understand how hard and soft credit inquiries impact your credit score, loan eligibility, and interest rates in India. Learn to manage your credit wisely.
Explore India's top premium credit cards offering golf access, lounge benefits, concierge services and more. Compare annual fees and exclusive features before applying.