Tamil Nadu's new money lending rules remove collateral for loans under ₹4 lakh and up to ₹10 lakh for SHGs, aiming to empower low-income groups and women entrepreneurs. Discover how this policy change fosters financial inclusion.
State Bank of India's mortgage loan portfolio surpasses Rs 9 lakh crore. Driven by strong retail, agriculture, and MSME growth, SBI raises its FY26 credit growth guidance to 14%. Read more for details on the bank's strategy.
Punjab National Bank slashes its Repo Linked Lending Rate (RLLR) by 25 basis points to 8.10%. Find out how this impacts your home loan EMIs and the broader banking sector.
Noida STF arrests 8 for Rs 100 crore bank loan fraud using fake IDs & shell companies. Gang colluded with builders & bank staff. Over 220 accounts frozen.
Facing a sudden expense? Discover how personal loan apps provide instant funds, a 100% digital process, and flexible repayment. Learn the 7 major benefits for Indian borrowers.
Learn how to secure a personal loan in India without salary slips. Discover alternative income proofs, tips to boost credibility, and flexible lender options for manageable EMIs.
A credit score below 700 can hinder your personal loan approval and lead to higher interest rates. Learn the key ranges, risks, and how to improve your score before applying.
Indian doctors can now access loans up to Rs 80 lakh from Bajaj Finserv to upgrade clinics, buy equipment & expand services. Quick processing & flexible repayment. Learn more.
US student loan system faces biggest overhaul in decades. IBR expands, SAVE ends, and forgiven debt becomes taxable from 2026. Key dates and impacts for millions of borrowers explained.
US student loan borrowers face new tax rules as federal forgiveness policies shift. Learn how to prepare for potential IRS bills and protect your refunds with expert guidance.
Enforcement Directorate conducts searches across Pune in vehicle loan fraud involving luxury cars. Former SBI manager accused of processing fake loans using forged documents. Read the full investigation details.
RBI's new 2025 directions let borrowers request lower interest rates when credit scores improve. Learn how to save thousands on home loans and become debt-free faster.
Discover why gold loans are becoming India's preferred quick funding solution. Learn about benefits, interest rates, and how to leverage your gold assets effectively.
With RBI maintaining repo rate at 5.5%, home loans become attractive. Learn 10 crucial factors including credit score impact, tenure selection, and EMI management for informed borrowing decisions.
South Indian Bank launches SIB Power CONSOL, a property-backed loan consolidating multiple debts into one EMI. Borrow up to ₹3 crore with 15-year repayment and zero processing fee.
Discover why debt-to-income ratio has become crucial for personal loan approval in India. Learn how to improve your DTI and secure better loan terms with our comprehensive guide.
Learn how to manage gold loan risks during price declines in 2025. Essential strategies for borrowers to protect their assets and avoid financial stress.
RBI's new gold loan norms target pawnbrokers using customer gold as collateral for bank loans. Learn how this protects borrowers and strengthens regulations.
Struggling to choose between instant loan and credit card loan? Compare interest rates, processing fees, disbursal speed and credit score impact to make the right decision.
Changed your mind about a personal loan? Learn how to cancel it during the cooling-off period, understand the process, charges, and impact on your credit score. Act now to protect your finances!
Learn how your credit score affects car loan interest rates, leasing terms, and insurance premiums in India. Discover strategies to improve your creditworthiness for better deals.
Learn when personal loans make sense for travel and when to avoid them. Expert tips on managing travel expenses without harming your financial health.
Discover why buying under-construction properties reduces your home loan tax advantages. Learn how delayed possession impacts interest deductions under Section 24(b) and limits your savings.
Enforcement Directorate attaches properties worth Rs 1,452 crore linked to Anil Ambani in loan fraud probe. Total seizures now approach Rs 9,000 crore. Details inside.
A Bengaluru woman faces threats with morphed images after borrowing Rs 2,000 from Rup Credit App. Police investigation ongoing. Stay informed about digital lending risks.
Karnataka government instructs banks to consider factors beyond CIBIL scores for loan approvals. Learn how this decision impacts borrowers and banking practices.
Understand how personal loan tenure affects your EMI and total interest. Learn to choose the right repayment period from 12 to 96 months based on your financial goals.
Learn how a 657 credit score affects loan approvals and discover 5 practical steps to improve your credit rating. Expert tips from Credgenics CEO Rishabh Goel.
Struggling between prepaying your education loan or starting investments? This practical guide helps young professionals make the right financial choice based on interest rates, tax benefits, and financial stability.
Goldman Sachs and Deutsche Bank forced to absorb $500M after failed loan syndication for Allwyn's PrizePicks acquisition. Discover how credit markets turned cautious.