Category : Search result: credit bureau


RBI Comfortable with Credit Growth Aligned to GDP

RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.

How Payment History, Credit Utilisation Shape Your Score

Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.

Credit Info Company Complaints Quadruple in 3 Years

Borrower frustration over credit scores & data accuracy explodes. Complaints against Credit Information Companies surge nearly 400% as per India's financial ombudsman report. Dive into the data.

Kota Crorepati GM Arrested by ACB in Bribery Scandal

Ramesh Chand Bairagi, a crorepati GM in Kota, was arrested by the ACB for a Rs 30,000 bribe. The raid uncovered massive assets including gold, property, and fixed deposits. Read the full investigation details.

How Personal Loans Impact Your Credit Score

Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.

Securing a Car Loan with a Low Credit Score

Struggling with a low credit score? Learn how to secure a car loan in India. Discover strategies involving income proof, down payments, and co-applicants to boost your approval chances.

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