RBI Comfortable with Credit Growth Aligned to GDP
RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.
Category : Search result: credit ratings
RBI Shifts Credit Reporting from Fortnightly to Weekly
The Reserve Bank of India has ordered banks to submit credit information reports weekly, a major shift from fortnightly updates. Learn how this impacts your credit score and loan approvals.
Guide: Best Credit Cards for Senior Citizens in India
A practical guide for senior citizens in India to select the right credit card. Learn 6 crucial factors, from low fees to fraud protection, and understand the risks involved.
Strong GDP Growth Questions Need for RBI Rate Cuts
India's Q2 GDP growth at 8.2% and robust credit offtake challenge calls for rate cuts. Expert analysis on why RBI should maintain current policy stance. Read more.
Fitch Upgrades India's GDP Growth Projection to 7.4%
Fitch Ratings revises India's GDP growth forecast upward to 7.4% for FY25, citing strong domestic demand and GST reforms. Discover the key drivers behind this optimistic outlook.
Beware! Fake Bank Calls for Credit Limit Increase Are Scams
Fraudsters are posing as bank officials to trick credit card users into sharing OTP & CVV. Learn 5 crucial tips to protect yourself from this rising financial scam in India.
Moody's reaffirms ICICI Bank's Baa3 rating, stable outlook
Moody's reaffirms ICICI Bank's Baa3 rating, citing robust financials, strong asset quality, and profitability. Read the full analysis of India's second-largest private bank.
New Govt Credit Model to Boost Digital Lending for MSMEs
The Indian government's new digital credit assessment model for MSMEs aims to streamline lending, reduce bank delays, and boost financial inclusion. Learn how this initiative works.
How Payment History, Credit Utilisation Shape Your Score
Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.
Paying Credit Card with Another Card: Legal Ways Explained
Directly paying one credit card bill with another is banned in India. Discover the two legitimate, yet cautious, methods like balance transfers that banks allow for debt management.
PNB CEO: Indian Economy to Show Robust Growth, Boosting Credit
Punjab National Bank MD Ashok Chandra projects strong Indian economic growth for coming quarters, driven by GST reforms and robust credit demand in retail, MSME, and housing sectors.
Credit Info Company Complaints Quadruple in 3 Years
Borrower frustration over credit scores & data accuracy explodes. Complaints against Credit Information Companies surge nearly 400% as per India's financial ombudsman report. Dive into the data.
CARE reaffirms Tata Chemicals' AA+ rating with stable outlook
CARE Ratings reaffirms Tata Chemicals' credit ratings, citing robust business model & Tata Group backing. Despite soda ash market challenges, TCL shows financial resilience. Read more.
Credit Score Impact: Get Lower Interest Rates on Cards
Your credit score is key to securing better credit card terms in India. Learn how a score above 750 can unlock lower interest rates, higher limits, and premium benefits.
Taxi Driver 3 Episode 3 Tops Ratings Nationwide
Taxi Driver Season 3 dominates ratings, crushing episode 3 on November 28. Lee Je-hoon returns as Kim Do-gi in this justice-driven thriller. Read more about the record-breaking show!
Gold Loans Jump 128.5%, Driving Retail Credit Boom
Gold loans in India skyrocket 128.5% to Rs 3.38 lakh crore, becoming a major force in personal lending. Discover the trends reshaping retail credit and what it means for you.
India to Lead Emerging Market Growth with 7% GDP Rise
Moody's predicts India will lead emerging market growth with 7% GDP expansion in 2025, driven by strong domestic demand and infrastructure investments. Learn how this positions India globally.
Telangana Plans Alternative Credit Scoring System
Telangana will unveil its alternative credit scoring mechanism through TIB at the Telangana Rising Global Summit on December 8-9, 2025, boosting financial inclusion.
Future-Ready Homes: What Buyers Now Demand
Indian homebuyers now prioritize energy efficiency, green certifications, and smart technology. Discover key trends shaping real estate decisions in 2025.
RBI Orders Weekly Credit Score Updates from April 2026
RBI announces weekly credit score updates starting April 2026. Faster updates mean better loan terms and quicker approvals for borrowers. Learn how this impacts your financial journey.
5 Essential Steps to Report Credit Card Fraud in India
Rising credit card fraud in India demands swift action. Learn the 5 crucial steps to report unauthorized transactions and secure your finances under RBI's zero liability policy.
Moody's: India's Fiscal Space Tightens on Tax Cuts
Moody's Ratings flags India's tightening fiscal space as tax cuts pressure revenue, limiting government's ability to support the economy. Read the full analysis.
S&P: India's Economy to Grow 6.5% in FY26
S&P Global forecasts India's economy will expand by 6.5% this fiscal year, driven by strong domestic demand. A potential US trade deal could further boost growth. Read more.
NBFCs Continue 18% Growth Path Despite Rising Risks
Crisil Ratings forecasts 18% growth for NBFCs despite selective lending. Assets to hit ₹50 lakh crore by FY27. Learn how different loan segments are performing.
IndiGo SBI Card ELITE: Features, Benefits & Free Flights
Discover how IndiGo SBI Card ELITE helps frequent flyers earn free flights, lounge access & rewards. Learn about fees, benefits & if it's right for you. Start saving today!
How Personal Loans Impact Your Credit Score
Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.
Indian Seafood Exports Grow 18%, Diversifying Markets
India's seafood exports surge 18% to $2.43 billion as the sector strategically diversifies beyond the US market. Driven by strong demand from China, Vietnam, and Europe, this shift offsets rising American tariffs. Discover how this strategic pivot is resh
India's Economy on Strong Growth Path: S&P
S&P Global Ratings forecasts robust 6.5% GDP growth for India in FY26, rising to 6.7% in FY27. Tax cuts and monetary easing to fuel consumption-led expansion despite global headwinds. Read more.
Securing a Car Loan with a Low Credit Score
Struggling with a low credit score? Learn how to secure a car loan in India. Discover strategies involving income proof, down payments, and co-applicants to boost your approval chances.
RBI Concern: High Credit-Deposit Ratio Needs Rethink
RBI raises alarm over widening credit-deposit gap in Indian banking. Expert analysis on why this ratio needs urgent attention and potential solutions.
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