Category : Search result: credit utilization ratio


IDFC Bank's New Zero-Forex Credit Card for Travelers

IDFC FIRST Bank unveils the Diamond Reserve Credit Card with 0% forex markup, premium travel rewards, and lifestyle benefits for affluent global travellers. Annual fee waiver on spends over ₹6 lakh.

4 Resolutions to Improve Your Credit Score in 2026

Start 2026 strong with four simple financial habits to improve your credit score. Learn how timely repayments, smart credit use, and regular monitoring can unlock better loan and credit card offers.

UP Agriculture Dept Spends Just 45% of Budget

Uttar Pradesh's agriculture department has utilized only 45% of its Rs 8,620 crore budget for 2025-26, with major schemes like seed parks and PM-KUSUM seeing no expenditure. Key details inside.

Why Your Credit Card Application is Rejected

Struggling with credit card rejections? Learn the top 5 reasons for application denial in India and how to improve your approval chances. Boost your financial health today!

3 Habits to Improve Your Credit Score in 2026

Aiming for a credit score above 750 in 2026? Learn three powerful habits, from managing credit usage to diversifying your portfolio, to unlock better loan terms and financial opportunities.

Indian Firms Use Cash for Payouts, Not Capex

Indian companies are depleting cash reserves for record dividends and M&A, not capital expenditure. Cash growth hits an 8-year low as capacity utilization remains weak. Discover the full analysis.

Clean Credit: The New Demand for Transparent Finance

Indian consumers are ditching complex credit cards for clean credit. Discover what clean credit is, why it matters, and how fintechs like Kiwi are leading this transparent financial revolution.

How to Improve Your Credit Score: 5 Actionable Tips

Struggling with a low credit score? Learn what the 300-900 range means and discover 5 practical strategies to boost your score, secure better loan terms, and lower interest rates. Act now for a healthier financial profile!

How to Pick the Right Term Insurance Plan in India

Choosing term insurance? Don't just look at price. Use these 4 objective metrics—Claim Settlement Ratio, Amount Settlement Ratio, Solvency Ratio & Business Volume—to select a financially stable insurer that will honor claims. Protect your family's future

6 Factors for Fast Personal Loan Approval

Learn the six crucial factors that can significantly improve your chances of quick personal loan approval from banks. Tips on credit score, DTI ratio, and avoiding common mistakes.

How to Dispute Credit Report Errors in India

Learn the crucial 4-step process to dispute credit report errors in India. Protect your credit score and ensure loan approvals by rectifying mistakes in your CIBIL report.

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