FD vs Mutual Funds: The Real Truth About Long-Term Returns
Are mutual funds truly better than FDs? An expert breaks down the reality of returns, tax, inflation, and how to choose the right tool for your financial goals. Read to plan smarter.
Category : Search result: term deposits
Nagpur: Rs 1,300 Cr Undisclosed in 2 Co-op Banks
Income Tax Department uncovers Rs 1,300 crore unreported deposits in Nagpur cooperative banks. Total undisclosed funds now at Rs 9,000 crore. Read the full investigation details.
₹12 Crore from Chandigarh's Dormant Accounts Moved to RBI
A staggering ₹12 crore from 573 inactive accounts in Chandigarh cooperative banks has been transferred to the RBI's depositor education fund. Discover the implications for account holders and the banking system.
Bank Credit Outpaces Deposits, Term Deposits Gain Share
Major Indian banks report faster credit growth than deposit mobilisation in Dec 2025 quarter. HDFC Bank, BoB, PNB show shift to term deposits, impacting margins. Read the full analysis.
HDFC Bank Stock Falls Despite Solid Q3 Business Update
HDFC Bank's share price declined 1.64% to ₹984.60 even as its Q3 FY26 update showed robust 9-12% growth in advances and deposits. Full results due Jan 17.
Bandhan Bank Q3 Loans Rise 10% to Rs 1.45 Lakh Crore
Bandhan Bank reports 10% YoY loan growth and 11.1% deposit rise for Q3 FY26. Retail deposits surge, but CASA ratio contracts. Read the full business update.
Small-Cap Mutual Funds See 2025 Slump, FDs Offer Stability
India's small-cap mutual funds underperformed in 2025, with only one fund in the green. Discover the top long-term performers and why bank FDs remain a safe anchor for portfolios.
Unclaimed bank deposits surge to ₹62,314 crore in India
RBI reveals unclaimed deposits in Indian banks soared to ₹62,314 crore by end-2024. Learn how to reclaim your money and why public sector banks hold most funds.
₹125 Crore Unreported Deposits Found in Nagpur Credit Society
Income Tax authorities detect over ₹125 crore in unreported deposits at Nirmal Ujjwal Credit Cooperative Society in Nagpur, violating SFT rules. Details of the major compliance failure inside.
Subarnarekha: The Science Behind India's Golden River
Explore the geology of Subarnarekha, India's 'streak of gold' river. Discover how ancient rocks, invisible gold, and monsoon rains create its legendary auriferous sands. A unique blend of myth and modern science.
Kochi Camp to Help Claim Unclaimed Bank Deposits
A major camp in Kochi on Monday will help beneficiaries claim unclaimed deposits worth Rs 307.69 crore from 11.93 lakh accounts. Learn how to reclaim your money with proper documents.
Bank Union Seeks Rule Against Customer Abuse, Opposes Privatisation
AIBEA demands disciplinary action for customers abusing bank staff, highlights recruitment slowdown's impact on CASA deposits, and reaffirms opposition to bank privatisation. Read key insights from the Pune conference.
How to Handle Short-Term Market Losses for Long-Term Goals
Feeling panicked by market dips? Learn why your brain reacts to losses and get practical strategies from Value Research's Dhirendra Kumar to stay invested for long-term wealth creation.
Rs 307 Cr Unclaimed in Ernakulam Banks; Claim Camp on Dec 16
Over Rs 307 crore lies unclaimed in Ernakulam banks. A special camp on Monday helps heirs reclaim funds. Learn documents needed and camp location details here.
Rs 140 Crore Unclaimed in DK Banks; Rs 20 Crore Returned
Banks in Dakshina Kannada hold Rs 140 crore in unclaimed deposits. Under the 'Your Money, Your Right' drive, Rs 20 crore was returned. Learn how to claim your money via UDGAM portal.
Kashmir revives lignite mining to tackle winter power cuts
J&K government resumes drilling at Nicha Hama lignite deposits after 30+ years. Can this indigenous fuel solve Kashmir's chronic winter electricity shortages? Read the full story.
PNB MetLife, Policybazaar Launch DigiProtect Term Insurance
PNB MetLife partners with Policybazaar to launch DigiProtect, a term insurance plan for salaried individuals. Offers up to ₹5 crore coverage, simplified underwriting. Learn more.
Bengal Gold Deposits: 9 Sites Confirmed by GSI
GSI surveys reveal 9 potential gold sites & rare earth deposits in West Bengal. Details on Purulia-Bankura belt, resource estimates, and political hurdles. Read the full report.
GST Exemption on Term Insurance Plans from 2025
Starting April 2025, term insurance premiums will be GST-free. Learn how this tax change impacts your financial planning and boosts insurance affordability in India.
Rs 1,490 Crore Unclaimed in Jharkhand Banks
Jharkhand banks hold Rs 1,490 crore unclaimed deposits affecting 38+ lakh account holders. Special drive underway until December to return money. Check Udgam portal.
Tax Regime Changes: No 80C on Small Savings Schemes
Taxpayers under new regime lose Section 80C deductions for PPF, NSC, SCSS & KVP. Compare interest rates, tax benefits with FDs for informed investment decisions.
Delhi to Return Unclaimed Money via Bank Camps
Delhi CM Rekha Gupta announces collaboration with banks under 'Apki Punji, Apka Adhikar' to return unclaimed deposits. Over Rs 1,887 crore already returned nationwide. Learn how to claim your money.
India's Unified Portal for Unclaimed Assets Soon
India's finance ministry and RBI are creating a single portal to search & claim unclaimed deposits, shares, and pensions. Aims to return billions in idle funds to citizens.
Gadchiroli's Mineral Reserves Set to Transform Economy
Gadchiroli's abundant mineral reserves including iron ore and limestone could drive significant economic growth with industrial backing. Collector Avishyant Panda presents investment roadmap.
Term Insurance Boom in India's Tier-2 Cities
Discover why term insurance demand is growing 35% in India's tier-2 cities. Improved digital access, financial literacy, and younger demographics are driving this shift toward financial protection.
Capital Gains Compliance Gets Digital Reset in India
India's finance ministry modernizes Capital Gains Account Scheme with digital deposits, SEZ benefits, and mandatory e-closure starting 2027. Simplified compliance for taxpayers and NRIs.
Nifty Hits 1-Year High: 3 Stocks to Buy for Short Term
Nifty surges to 26,246.65, a one-year peak, fueled by FII inflows and India-US trade deal optimism. Expert Ajit Mishra recommends 3 stocks for short-term gains with technical breakout potential.
Practical Guide to Long-Term Cryptocurrency Investing
Master long-term cryptocurrency investing with proven strategies for Indian investors. Learn risk management, portfolio diversification, and secure trading practices.
Nitish Kumar to become Bihar CM for record 10th time
Nitish Kumar creates political history by preparing for his 10th term as Bihar Chief Minister. Explore his journey and other Indian CMs with multiple terms.
20-year Jail Term for Delhi Man Under POCSO Act
Delhi court sentences man to 20 years rigorous imprisonment for raping minor. Landmark judgment under POCSO Act delivers justice. Read the full case details.
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