Crypto in 2026: Domestic Policies Will Be Key, Says Expert
Delta Exchange CEO Pankaj Balani highlights 2025 as a historic year for Bitcoin's institutional integration. Discover why 2026's focus shifts to national regulations. Read more.
Category : Banking
Experts Urge Rethinking of CRR and SLR Banking Rules
Banking experts Vasant G Hegde and Lalan Mishra argue India's fractional reserve system, based on CRR and SLR, needs urgent reform to unlock credit and boost growth. Read their analysis.
RBI Flags High-Cost Risks in India's Insurance Sector
RBI's Financial Stability Report warns India's insurance sector faces structural pressures from high-cost distribution models, risking medium-term sustainability. Read the full analysis.
Banks Can Now Independently Set Up NPS Pension Funds
PFRDA permits banks to establish pension funds for NPS, boosting competition. Fee structure revised from 2026. NPS Trust gets new trustees. Explore the impact on your retirement savings.
Banks Get Nod to Directly Set Up NPS Pension Funds
PFRDA approves banks as direct pension fund sponsors for NPS, aiming to widen access and increase competition. New fee structure and trustees also announced.
98.41% of Rs 2000 Notes Returned: RBI
The Reserve Bank of India reports that 98.41% of the high-value Rs 2000 banknotes have been returned to the banking system since their withdrawal. Read the full details and what it means for the economy.
UPI 2025 Record: 228 Billion Transactions, ₹300 Trillion Value
UPI achieved historic highs in 2025 with 228 billion transactions worth ₹300 trillion. December 2025 saw 21.6 billion transactions. Discover the drivers and future of India's payment revolution.
2.3 Lakh Banking Outlets Disappear, Villages Hit Hardest
RBI data reveals a sharp decline of 2.3 lakh Banking Correspondent outlets, severely impacting last-mile banking services in rural India. Explore the causes and consequences for financial inclusion.
Embedded Finance to Drive India's Next Financial Innovation Wave
A new ORF report highlights how embedded finance can revolutionize financial inclusion and innovation in India. Discover the key drivers and $40 billion opportunity.
SBI Clerk Mains Result 2025 Awaited: How to Check
SBI Clerk Mains Result 2025 is expected to be released soon on sbi.co.in. Candidates can check scores using login credentials. Get direct link and details here.
Indian rupee opens 2026 weaker at 89.99 against US dollar
The Indian rupee depreciated to 89.99 against the US dollar on Jan 1, 2026. Explore the causes, expert analysis on volatility, and the full 2026 currency outlook. Read more.
SBI Clerk Mains Result 2025 to be Declared Soon
State Bank of India will soon announce the SBI Clerk Mains Result 2025 for the November exam. Learn how to check your scorecard, cut-off, and next steps for the LLPT round.
Nainital Bank Recruitment 2025: Apply Today for 175 Posts
Today is the final day to apply online for 175 Clerk, PO, and SO posts at Nainital Bank. Written exam on Jan 18, 2026. Check eligibility, fees, and apply now!
January 2026 Bank Holidays: Full State-wise List
Plan your bank visits in January 2026 with our complete list of state-wise holidays. Avoid wasted trips and manage your finances efficiently with key dates for Republic Day, Pongal, Sankranti & more.
RBI Announces 2026 Bank Holiday List for India
The Reserve Bank of India has published the official 2026 bank holiday list. Plan your financial transactions and avoid inconvenience with this complete state-wise guide.
Bank Holiday Jan 1, 2026: Branches Closed in 9 States
Check if your bank is open on New Year's Day 2026. RBI holiday list shows closures in 9 states for New Year & Gaan-Ngai festival. Digital services remain active.
RBI warns stablecoins threaten monetary sovereignty
The Reserve Bank of India warns that fiat-backed stablecoins could undermine financial stability and monetary control. Read the central bank's latest risk assessment.
RBI Report: Global Risks, NBFC Links Threaten 2026 Stability
RBI's December 2025 report flags global uncertainty & domestic financial linkages as key risks for India in 2026. Banks are strong but face pressure. Read the full analysis.
RBI: Indian Banks at Healthiest Point in Over 10 Years
RBI's Financial Stability Report reveals Indian banks are at their strongest in a decade, with bad loans set to fall further. Discover the stress test results and the central bank's outlook for 2026.
Gujarat to get 9 new District Central Cooperative Banks
Gujarat's state cabinet greenlights the establishment of nine new District Central Cooperative Banks (DCCBs). The proposal will now be sent to RBI via NABARD. Discover the districts set to benefit.
Rs 6,200 Crore Bank Fraud: Shell Companies, Fake Turnover
ED uncovers a massive Rs 6,200 crore bank fraud by a Kolkata businessman using 60 shell companies and fake steel trade. Ex-Uco Bank CMD complicit. Read the shocking details.
₹3,198 Crore Lost from 8.3 Lakh Bank Accounts
A staggering ₹3,198 crore was lost from 8.3 lakh bank accounts in cyber frauds in just three years. Learn how scammers operate and what you can do to protect your money.
New Framework Paves Way for Insurance Sector Mergers
A key regulatory reform simplifies mergers and transfers in India's insurance industry, aiming to foster consolidation and strengthen the sector. Read the full analysis.
Gujarat to get 9 new district cooperative banks
Gujarat government grants in-principle approval for nine new District Central Cooperative Banks (DCCBs) across Dahod, Aravalli, and other districts. This move aims to enhance credit access for farmers and strengthen the rural economy.
RBI: Stablecoins Pose Risk to Financial Stability, Push for CBDCs
RBI warns fiat-backed stablecoins could undermine India's monetary control. Central bank urges global prioritization of CBDCs for safer digital payments. Read the full report.
RBI Stress Test: Banks' NPAs May Improve to 1.9% by 2027
RBI's Financial Stability Report reveals Indian banks' gross NPAs could improve to 1.9% by March 2027 from 2.1% in Sept 2025. Stress tests show resilience even in adverse scenarios. Read the full analysis.
RBI Report: Strong Growth, But Warns on Unsecured Loans, Stablecoins
RBI's Financial Stability Report highlights India's robust 8.2% GDP growth & strong banks, but flags risks from unsecured lending, fintech, and stablecoins to monetary sovereignty. Read key insights.
Key Financial Rule Changes Effective from January 1, 2026
From mandatory PAN-Aadhaar linking to the 8th Pay Commission's start, explore key financial changes impacting banking, taxes, and budgets from New Year 2026. Stay informed.
RBI: Consumption Loans Dominate Household Borrowing
RBI data reveals a shift in Indian household debt, with over 55% now for retail consumption. Household debt-to-GDP hits 41.3%, but savings improve. Explore the full financial stability report.
RBI Flags Rising Stress in Unsecured Lending Portfolios
RBI's Financial Stability Report warns of high slippages & write-offs in private banks' unsecured loans. NBFC asset quality improves, but fresh stress builds. Read the full analysis.
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