Bank customers across India need to plan their branch visits for the upcoming week, as a series of regional and national closures are set to impact banking operations. According to the official Reserve Bank of India (RBI) holiday calendar, four bank holidays are scheduled between 8 December and 14 December 2025. However, these holidays are not uniform across the country and will affect specific states on different days, highlighting India's diverse regional observance schedule.
State-Wise Bank Holiday Breakdown for the Week
The upcoming week's closures are a mix of regional events and the standard second Saturday off. It is crucial for customers to note which holiday applies to their state to avoid inconvenience.
9 December: Bank Holiday in Kerala
On Tuesday, 9 December, banks will remain closed throughout the state of Kerala. This closure is due to the general election for the Local Government Institutions 2025. Customers in Kerala will need to complete their essential banking tasks on Monday or use digital channels on the holiday itself.
12 December: Bank Holiday in Meghalaya
Come Friday, 12 December, banking services will be suspended in Meghalaya. This holiday commemorates the death anniversary of Pa Togan Nengminja Sangma, a revered freedom fighter from the Garo tribe. The day is observed as a mark of respect for his contributions to the region's history.
13 & 14 December: Weekend Closures Nationwide
The week concludes with a full banking weekend. Saturday, 13 December, is the second Saturday of the month, a day when all banks across India traditionally remain shut as per RBI guidelines. It is important to remember that banks are open on the first, third, and fifth Saturdays. This is followed by the regular weekly closure on Sunday, 14 December.
Navigating Financial Needs During Bank Holidays
While physical bank branches will be closed, a wide range of essential banking services remain accessible 24/7, ensuring customer convenience is not compromised.
ATM services will function without interruption throughout the holiday period. Customers can withdraw cash, check their account balance, or request a mini statement at any time.
For fund transfers, several online banking channels will be operational. Services like NEFT (National Electronic Funds Transfer), IMPS (Immediate Payment Service), and RTGS (Real Time Gross Settlement) can be used for sending and receiving money. Additionally, the highly popular UPI (Unified Payments Interface) platform will be fully functional, allowing for instant peer-to-peer and merchant payments.
Understanding India's Bank Holiday Calendar
Bank holidays in India are a complex tapestry woven from national, regional, and religious threads. The RBI, in coordination with state governments, declares these holidays. While national holidays like Independence Day see a country-wide shutdown, regional holidays are specific to individual states or union territories.
For the month of December 2025, the RBI list indicates a total of 14 bank holidays across various Indian states. Apart from the upcoming closures, a major national holiday will be observed on 25 December for Christmas, when banks pan-India will remain closed.
In summary, while four bank holidays are on the cards next week, their impact is localized. By leveraging digital banking tools and planning ahead for branch-dependent work, customers can ensure a smooth financial week.
