January brings a busy calendar of festivals and events across India. Many people wonder if January 15 is a bank holiday. The answer is yes for several states. You should check the holiday list before planning a branch visit. Missing a holiday can waste your time, especially early in the year when everyone manages finances after the festive season.
Where Will Banks Remain Closed on January 15?
Banks in many Indian states will not open on January 15, 2026. The closures happen for different reasons in various regions.
State-Wise Details for January 15
In Maharashtra, banks will stay shut due to elections for Municipal Corporations. This is a significant event affecting banking operations statewide.
Several southern and other states will observe closures for important festivals. Banks in Karnataka, Tamil Nadu, Telangana, and Andhra Pradesh will close for Uttarayana Punyakala, Pongal, and Makara Sankranti celebrations. Sikkim and Uttar Pradesh will also have bank holidays on this date for similar festive occasions.
Upcoming Bank Holidays in January 2026
January has more bank holidays after the 15th. Customers should note these dates to avoid inconvenience.
- January 16 and 17: Banks in Tamil Nadu will close for Thiruvalluvar Day and Uzhavar Thirunal.
- January 23: Banks in Tripura, Odisha, and West Bengal will remain shut. They observe Netaji Subhas Chandra Bose's birthday, Saraswati Puja, Vir Surendrasai Jayanti, and Basanta Panchami.
- January 26: All banks across India will close for Republic Day, a national holiday.
Remember, banks also close every second and fourth Saturday of the month. This regular schedule adds to the holiday list.
Planning Your Banking Activities
Knowing bank holidays in advance helps you plan essential financial tasks. You can avoid last-minute rushes and missed deadlines.
On holidays, branch services are unavailable. However, digital banking options remain accessible. Customers can use online banking, mobile apps, ATMs, and UPI for many transactions. These include fund transfers, bill payments, and balance checks.
Some services require a physical branch visit. Large cash deposits, cheque clearances, and demand draft issuances will not process on holidays. Account holders should schedule these activities for working days.
Using digital tools during closures can save time. It ensures your banking needs are met without visiting a branch. Always plan ahead for transactions that need in-person assistance.
Staying informed about bank holidays makes financial management smoother. It prevents wasted trips and helps you utilize banking services effectively throughout the year.
