Indian banking customers need to mark just one day in their calendars for bank closures this week as financial institutions prepare for their regular weekly off. According to the official Reserve Bank of India holiday schedule, both public and private sector banks will remain shut across the country on Sunday, November 30.
Weekly Banking Schedule Explained
While Sunday marks the mandatory weekly closure for all banks, the upcoming Saturday presents a different scenario. November 29 falls on the fifth Saturday of the month, making it a regular working day for bank branches nationwide. This follows the standard RBI protocol where banks remain closed only on the second and fourth Saturdays each month, while operating normally on first, third, and fifth Saturdays.
The banking operations will continue uninterrupted from Monday through Friday, providing customers with full access to branch services. This single-day closure pattern contrasts with the earlier part of November when banks witnessed multiple holidays across different states.
November Holiday Recap and What's Ahead
Throughout November, various regions experienced bank closures totaling six days due to regional festivals and local observances. The most recent holiday occurred on November 15 in Ranchi where banks remained closed to commemorate Birsa Munda's birth anniversary.
Looking at the remaining calendar, no additional bank holidays are scheduled for November after the upcoming Sunday closure. The next official bank holiday will occur on December 1 when banks in Itanagar and Kohima will shut down for State Inauguration Day and Indigenous Faith Day respectively.
Banking Services Available During Holidays
Even when physical branches remain closed, customers can access numerous banking services through digital channels. Online and mobile banking platforms continue operating seamlessly during holidays, unless technical issues prompt specific notifications from banks.
For immediate cash needs, ATMs remain operational 24/7 throughout holiday periods. Customers can also utilize bank applications and UPI services without interruption. Additional services accessible during branch closures include:
- Fund transfers through NEFT/RTGS systems
- Demand draft and cheque book requests
- Credit, debit, and ATM card services
- Account maintenance procedures
- Standing instruction setup
- Locker application processing
The RBI establishes all annual holiday calendars under the Negotiable Instruments Act, which governs cheque and promissory note transactions. Consequently, services involving these instruments remain unavailable during designated bank holidays.
