As Chhath Puja approaches in 2025, millions across India are preparing for the sacred festival, but many are wondering about banking services during this period. The crucial question on everyone's mind: Will banks remain closed on October 27 or October 28 for Chhath Puja celebrations?
Official Banking Schedule for Chhath Puja 2025
According to the Reserve Bank of India's holiday calendar, banking operations will see disruptions across several states. The holiday pattern follows the traditional regional observance of Chhath Puja, with different states declaring holidays on varying dates.
States Where Banks Will Remain Closed
October 27, 2025 (Monday):
- Bihar
- Jharkhand
- Eastern Uttar Pradesh
- Some parts of West Bengal
October 28, 2025 (Tuesday):
- Selected regions observing the second day of Chhath Puja
- Specific banking zones in Chhattisgarh
- Certain areas of Madhya Pradesh
What Banking Services Will Be Available?
While physical bank branches will remain closed in the aforementioned states, several banking services will continue to operate seamlessly:
- Digital Banking: Internet banking and mobile banking apps will function normally
- ATM Services: All ATMs will remain operational for cash withdrawals and deposits
- Online Transactions: NEFT, RTGS, and IMPS services will be available 24/7
- UPI Payments: All UPI-based transactions will process without interruption
Metro Cities and Banking Operations
In major metropolitan areas including Delhi, Mumbai, Chennai, and Kolkata, banking services are expected to continue normally unless specified otherwise by regional authorities. However, customers should verify with their local branches for any location-specific closures.
Planning Your Financial Activities
Financial experts recommend planning ahead: If you reside in states observing the Chhath Puja holiday, complete your essential banking transactions before the holiday dates. This includes cash withdrawals, cheque deposits, and any urgent banking requirements that cannot be handled through digital channels.
The RBI's holiday calendar ensures that banking operations align with regional festivals while maintaining the necessary infrastructure for essential financial services. Customers are advised to use digital banking platforms for non-cash transactions during holiday periods.
