Financial institutions and markets across India will observe a complete shutdown on Thursday, December 25, 2025, to mark the Christmas festival. This national holiday will see the closure of all bank branches and the country's premier stock exchanges.
Nationwide Closure for Christmas Celebrations
Christmas, celebrated annually on December 25 to commemorate the birth of Jesus Christ, is a significant festival for the Christian community in India and globally. As a result, all scheduled commercial activities through banks and stock markets will be suspended for the day. This closure is mandated under the Negotiable Instruments Act, which governs such financial holidays.
According to the official Reserve Bank of India (RBI) holiday calendar for 2025, bank branches in all major cities will remain shut. This includes financial hubs like Mumbai, New Delhi, Chennai, Kolkata, Bengaluru, and Hyderabad, as well as other state capitals and important centers.
List of Cities Where Banks Are Closed on December 25
The RBI has declared a nationwide bank holiday. Branches in the following cities, among others, will be non-operational:
- Mumbai
- New Delhi
- Chennai
- Kolkata
- Bengaluru
- Hyderabad
- Ahmedabad
- Chandigarh
- Lucknow
- Bhopal
- Guwahati
- Thiruvananthapuram
- Jaipur
- Patna
- Shimla
Stock Market Holiday: Final Trading Break of 2025
Both the National Stock Exchange (NSE) and the Bombay Stock Exchange (BSE) will be closed for trading on December 25. This marks the last stock market holiday for the calendar year 2025. Traders and investors should note that there will be no equity, derivative, or SLB segment trading during this period.
However, the month of December 2025 still has four more official bank holidays scheduled. These include the mandatory weekly offs on the second Saturday and Sunday of the month, which are standard closures.
Essential Digital Banking Services Remain Active
While physical bank branches will be shut, customers can continue to access a range of critical financial services through digital and electronic channels. The following services will remain available throughout the holiday:
- Online and Mobile Banking: For fund transfers, balance inquiries, and bill payments.
- NEFT and RTGS Services: Available as per their operational time windows.
- ATM Transactions: Cash withdrawals and card-based payments will function normally.
- Online Requests: For chequebooks, demand drafts, and other account-related services can be placed via net banking.
This ensures that the financial needs of the public are not hampered despite the holiday. Customers are advised to plan any cash requirements or branch-specific work in advance, keeping this closure in mind. The financial ecosystem will resume normal operations from the next working day.
