As the year 2025 draws to a close, banking customers across India need to plan their financial transactions carefully around the upcoming holiday schedule. Both public and private sector banks will observe numerous closures throughout December 2025, following the standard banking calendar pattern.
Regular Weekend Closures in Indian Banking
All banks in India follow a standardized weekend closure pattern that remains consistent throughout the year. According to the banking schedule, financial institutions remain closed on every second and fourth Saturday of each month, along with all Sundays. This regular closure pattern affects banking operations nationwide, regardless of whether banks fall under the public sector or private sector categories.
December 2025 Holiday Calendar for Banks
The month of December typically features several important holidays that result in bank closures across various states. While the complete state-wise list for December 2025 will be officially released closer to the date, banks traditionally observe holidays for Christmas and other regional festivals that occur during this period.
Bank customers should anticipate closures during major festivals and state-specific celebrations. The Reserve Bank of India categorizes these holidays into three sections: Holiday under Negotiable Instruments Act, Holiday under Negotiable Instruments Act and Real Time Gross Settlement Holiday, and Banks' Closing of Accounts.
Planning Your Banking Activities
With multiple closures expected throughout December 2025, customers are advised to plan their important banking transactions in advance. The holiday schedule particularly impacts check clearance, fund transfers, and other time-sensitive financial operations.
Digital banking services remain available during most bank holidays, providing customers with alternative options for basic transactions. However, services requiring physical branch presence will be unavailable on these designated holidays.
Banking authorities recommend that customers stay informed about the specific holiday schedule for their respective states once the official notification is released, typically in November 2025.
