Bank customers across India should prepare for a series of branch closures in December 2025, as the Reserve Bank of India (RBI) has released its official calendar of festive and regional holidays. These holidays are in addition to the regular Sunday closures and the second and fourth Saturdays of the month.
Operational Days and Online Services
It is crucial for the public to note that banks will remain open for business on the first, third, and fifth Saturdays of December 2025, unless a specific holiday is declared by the RBI. While physical bank branches will be shut on the designated holidays, customers can continue their financial transactions without interruption. Digital services such as UPI, mobile banking, and net banking will function normally, providing seamless access to essential banking operations from anywhere.
Detailed December 2025 Holiday Schedule
The month is packed with a variety of cultural, regional, and religious observances leading up to the end of the year. The holiday schedule begins right from the start of the month and continues through to New Year's Eve.
The first closure occurs on December 1 for State Inauguration Day and Indigenous Faith Day. This is followed by the Feast of St. Francis Xavier on December 3.
The middle of the month sees several commemorative holidays, including the Death Anniversary of Pa Togan Nengminja Sangma on December 12 and the Death Anniversary of U SoSo Tham on December 18. Goa Liberation Day is observed on December 19, followed by the Losoong/Namsoong celebrations in Sikkim on December 20 and 22.
The latter part of December is marked by widespread closures for Christmas and related festivities. Banks will be closed for Christmas Eve on December 24, Christmas Day on December 25, and post-Christmas celebrations on December 26 and 27. The month concludes with the Death Anniversary of U Kiang Nangbah on December 30 and New Year's Eve/Imoinu Iratpa on December 31.
Regional Significance and Customer Advisory
These holidays reflect India's vast cultural diversity. For instance, Losoong marks the Sikkimese New Year, Christmas is widely celebrated in Christian-majority northeastern states like Mizoram and Meghalaya, and Goa Liberation Day commemorates a significant historical event for the region.
Depending on the state, banks may remain closed for multiple days in a row. Therefore, customers who require in-branch services are strongly advised to check the state-specific RBI holiday list before planning their visit to avoid any inconvenience. Planning ahead using the official RBI notification is the best way to ensure a smooth banking experience during the festive season.
