As the festive season of Diwali continues, millions of Indians are wondering about banking operations during Govardhan Pooja. With multiple holidays lined up, it's crucial to plan your financial activities accordingly.
Official Bank Holiday Declaration
The Reserve Bank of India (RBI) has officially declared Tuesday, October 21, as a bank holiday across several states in observance of Govardhan Pooja. This announcement affects banking operations in multiple regions, making it essential for customers to plan their visits to bank branches in advance.
State-Wise Holiday Impact
The holiday will be observed in key states including:
- Delhi
- Himachal Pradesh
- Karnataka
- Madhya Pradesh
- Maharashtra
- Rajasthan
- Uttarakhand
What Services Remain Available?
While physical bank branches will remain closed in the affected states, several digital banking services will continue to operate seamlessly:
- Internet Banking: All online transactions can be processed without interruption
- Mobile Banking Apps: Full functionality for fund transfers and bill payments
- ATM Services: Cash withdrawals and deposits available 24/7
- UPI Payments: Instant money transfers through various UPI apps
Planning Your Financial Activities
With the holiday season in full swing, financial experts recommend completing important banking transactions well in advance. This includes clearing pending payments, transferring funds, and withdrawing cash for festive expenses.
"The consecutive bank holidays during Diwali can disrupt regular banking activities. Customers should utilize digital banking platforms to avoid any inconvenience," advises a senior banking official.
Looking Ahead
After Govardhan Pooja, banks will resume normal operations on Wednesday, October 22, in most states. However, customers are advised to check with their local branches for any state-specific variations in the holiday schedule.
Remember to plan your banking needs strategically during this festive period to ensure smooth financial management while celebrating with your loved ones.
