Mark your calendars and plan your financial transactions accordingly! November 2025 brings a series of bank holidays across India, with closures varying significantly from state to state due to regional festivals and observances.
National Holidays Affecting All Banks
While most bank holidays are state-specific, there are certain dates when banking operations remain suspended nationwide. These typically include second and fourth Saturdays, along with Sundays throughout the month.
Major Festival Holidays in November 2025
November 2025 features several important festivals that will impact banking services in specific regions:
- Diwali - The festival of lights will see bank closures in multiple states
- Chhath Puja - Significant holiday in Bihar, Jharkhand, and eastern regions
- Guru Nanak Jayanti - Celebrated in Punjab and other northern states
- Bhai Dooj - Regional holiday following Diwali celebrations
State-wise Banking Holiday Variations
The diversity of India's cultural landscape means banking holidays differ considerably across states. While some states might have minimal disruptions, others could experience multiple closure days due to local festivals and regional observances.
Northern Region Highlights
States like Punjab, Haryana, and Delhi will observe holidays for Guru Nanak Jayanti, while other northern states might have different regional festivals affecting banking hours.
Eastern Region Patterns
Eastern states including West Bengal, Odisha, and Bihar typically observe several holidays during this period, particularly around Chhath Puja and other local festivals.
Southern and Western Schedules
Southern and western states may have their own unique holiday patterns based on regional festivals and state government declarations.
Planning Your Banking Activities
To avoid inconvenience, consider these proactive measures:
- Check the specific holiday list for your state well in advance
- Complete urgent banking transactions before major festival dates
- Utilize digital banking services for essential transactions during holidays
- Keep emergency cash requirements in mind during extended holiday periods
Digital Banking Alternatives
During bank holidays, remember that digital banking services including mobile banking, internet banking, and ATMs (subject to cash availability) generally remain operational, providing alternatives for urgent financial needs.
Important Note: While this guide provides comprehensive information, the final holiday list is subject to confirmation by the Reserve Bank of India and respective state governments. Always verify with your local bank branch for the most accurate and updated information.
