Mark your calendars and plan your financial transactions carefully for October 2025, as the Reserve Bank of India has released the official schedule of bank holidays. With a total of 15 days when banking services will be suspended across various states, it's crucial to stay informed to avoid last-minute banking hassles.
Festive Season Banking Break
October 2025 promises to be a month filled with celebrations and religious observances, resulting in multiple bank closures. The holiday schedule varies significantly across different states, making it essential for customers to know the specific dates applicable to their region.
Major Festivals Affecting Banking Operations
The month features two major festivals that will impact banking services nationwide:
- Dussehra (Vijayadashami) - Celebrated on October 2nd, 2025
- Diwali (Laxmi Pujan) - Falling on October 20th, 2025
Complete State-Wise Holiday Breakdown
Different states will observe varying numbers of holidays based on local festivals and regional celebrations. While some states might have bank closures for all 15 days, others may have fewer holidays depending on local observances.
Key Banking Disruption Periods
First Week of October: Banks in several states will remain closed for Mahatma Gandhi Jayanti on October 2nd, followed by Dussehra celebrations.
Third Week of October: The Diwali festival period will see extended banking holidays across multiple states, with some regions observing consecutive days of closures.
Planning Your Banking Activities
To ensure smooth financial management during this holiday-packed month, consider these proactive measures:
- Complete urgent banking transactions well before major festival dates
- Utilize digital banking services for essential payments and transfers
- Withdraw sufficient cash in advance of extended holiday periods
- Schedule bill payments and EMIs considering the bank closure dates
Digital Banking Alternatives
While physical branches remain closed, customers can continue to access banking services through:
- Internet banking portals
- Mobile banking applications
- ATM services (subject to cash availability)
- UPI payments and digital wallets
Remember that even during holidays, digital banking platforms remain operational 24/7, providing uninterrupted access to most banking services. However, for services requiring branch presence, such as demand draft issuance or specific document submissions, plan your visits according to the published holiday calendar.
