Category : Personal Finance


India's 35,000-Tonne Private Gold Stockpile Worth $5Tn

A Morgan Stanley report reveals Indian households hold a staggering 35,000 tonnes of gold, worth $5 trillion. This massive informal savings pool surpasses even the Titanic's capacity. Discover the scale and impact.

NPS New Rules: 80% Lump Sum, Exit Age 85

PFRDA's new NPS norms boost lump sum withdrawal to 80% for private subscribers, raise exit age to 85, and allow loans against corpus. Key changes explained.

How to Pick the Right Term Insurance Plan in India

Choosing term insurance? Don't just look at price. Use these 4 objective metrics—Claim Settlement Ratio, Amount Settlement Ratio, Solvency Ratio & Business Volume—to select a financially stable insurer that will honor claims. Protect your family's future

6 Factors for Fast Personal Loan Approval

Learn the six crucial factors that can significantly improve your chances of quick personal loan approval from banks. Tips on credit score, DTI ratio, and avoiding common mistakes.

How to Dispute Credit Report Errors in India

Learn the crucial 4-step process to dispute credit report errors in India. Protect your credit score and ensure loan approvals by rectifying mistakes in your CIBIL report.

Plan Your Holiday with Credit Cards: 4 Effective Tips

Discover four strategic ways to use your credit card for holiday planning in India. Learn to manage cash flow, unlock rewards, save on travel, and avoid financial pitfalls. Plan wisely for a stress-free vacation.

South Indian Investors Turn to ULIPs for Stability & Growth

Discover why savvy investors in South India are increasingly opting for Unit Linked Insurance Plans (ULIPs) to achieve a balanced mix of market-linked returns and life cover. Learn about the key benefits driving this trend.

SSY: Best Investment for Girl Child? Experts Weigh In

Sukanya Samriddhi Yojana offers 8.2% tax-free interest for a girl's future. But is it the best option? We compare SSY with PPF, mutual funds, and more for long-term goals like education and marriage.

Sebi Reduces Mutual Fund Expense Ratios

Sebi has cut mutual fund expense ratios on Dec 17, 2025, responding to AMC concerns. Learn what this means for your investments and the market.

PFRDA Announces Major NPS Withdrawal Rule Changes

PFRDA introduces flexible NPS withdrawal rules for corporate subscribers. Now withdraw up to 80% of corpus above ₹12 lakh at retirement. Stay invested until age 85. Read key changes.

Use an Instant Personal Loan to Achieve Your 2025 Goals

Planning a new year refresh? Discover how IDFC FIRST Bank's FIRSTmoney instant personal loan with rates from 9.99% p.a. can fund your travel, home renovation, or skill-building plans. Apply online in minutes!

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