As devotees across India prepare to celebrate Govardhan Pooja on October 22, 2025, many customers are wondering about banking operations. The answer isn't uniform across the country - whether your local bank branch will remain open depends entirely on your location and state regulations.
Understanding the Banking Holiday Pattern
The Reserve Bank of India (RBI) categorizes bank holidays under three brackets: Holiday under Negotiable Instruments Act, Holiday under Negotiable Instruments Act and Real Time Gross Settlement Holiday, and Banks' Closing of Accounts. Govardhan Pooja falls under the first category, meaning closures vary by state.
Where Banks Will Remain Closed on October 22
Several states will observe complete banking shutdowns for Govardhan Pooja. If you're in any of these locations, plan your financial activities accordingly:
- Delhi: All banks closed across the national capital
- Himachal Pradesh: Full banking holiday state-wide
- Karnataka: Complete bank closure
- Madhya Pradesh: All banking operations suspended
- Maharashtra: State-wide bank holiday
- Rajasthan: Full day banking break
- Tamil Nadu: Complete bank holiday
- Uttarakhand: All banks closed
Cities With Operational Banking Services
Good news for residents in these metropolitan areas - banking services will continue uninterrupted:
- Kolkata: All banks open as usual
- Chennai: Normal banking operations
- Ahmedabad: Full banking services available
What About Digital Banking Services?
Even in states observing the holiday, customers can access several banking services:
- Internet Banking: Available 24/7 without interruption
- Mobile Banking Apps: Fully functional for transactions
- ATM Services: Cash withdrawals and deposits operational
- UPI Payments: Continue without restrictions
Planning Your Banking Activities
If you reside in a state observing the holiday and need to complete essential banking tasks, consider these alternatives:
- Complete transactions digitally through banking apps
- Visit ATMs for cash needs
- Schedule cheque deposits for the next working day
- Use UPI for immediate payment requirements
Pro Tip: Always verify with your specific bank branch as some private banks might follow different holiday schedules compared to public sector banks.
The variation in bank holidays across states reflects India's diverse cultural fabric, where regional festivals receive recognition while ensuring minimal disruption to economic activities. Whether you're celebrating Govardhan Pooja or planning financial tasks, being informed helps you manage your schedule effectively.
