The rugged Mahindra Thar continues to capture hearts across India, but with multiple variants available, choosing the right one can be challenging. If you're planning to bring home this iconic off-roader, understanding the pricing structure and EMI options is crucial for making an informed decision.
Mahindra Thar Variant-Wise Price Breakdown
The Thar lineup offers something for every adventure enthusiast, with prices varying significantly based on your chosen configuration:
- AX Opt Variants: Starting as the most accessible option, perfect for those wanting pure off-road capability
- LX Variants: Striking the ideal balance between features and affordability
- AX Series: Packed with premium features for the complete Thar experience
How Much EMI Will You Actually Pay?
Planning your finances is key when purchasing a vehicle like the Thar. Your monthly EMI will depend on several factors:
- Loan Amount: Based on the ex-showroom price minus your down payment
- Interest Rate: Typically ranges between 8.5% to 10% for new car loans
- Loan Tenure: Usually available from 1 to 7 years
Sample EMI Calculation
For a Thar priced around ₹15 lakhs with a 20% down payment, your loan amount would be approximately ₹12 lakhs. At an 8.5% interest rate over 5 years, your monthly EMI would be around ₹24,600. Extending the tenure to 7 years could bring your EMI down to approximately ₹18,900, making it more manageable for many buyers.
Making the Right Choice: Which Thar Variant Suits You?
Before rushing to the dealership, consider your primary usage patterns. Are you planning serious off-roading adventures or mainly city driving with occasional weekend getaways? The Thar offers different engine options – including petrol and diesel – with manual and automatic transmissions to match your driving preferences.
Pro Tip: Don't forget to factor in additional costs like insurance, registration fees, and extended warranty when budgeting for your new Thar. These can add significantly to your overall investment.
With careful planning and the right financial strategy, owning your dream Mahindra Thar might be closer than you think. The key is to choose a variant that not only matches your adventure aspirations but also fits comfortably within your budget.
