Gandhinagar Police File Abetment to Suicide Case Over Alleged Loan Harassment
In a tragic incident that has shocked the local community, Santej police in Gandhinagar have officially registered a case of abetment to suicide against a retired police sub-inspector. This action follows the alleged suicide of a retired home department employee, aged approximately 65, who is reported to have taken his own life after facing intense pressure related to a substantial loan taken by his son.
Complaint Details and Allegations
The formal complaint was lodged by Jwalin Nayak, a 32-year-old resident of Sargasan who works for Sabarmati Gas Ltd in Gandhinagar. In his detailed statement to the authorities, Nayak accused retired Police Sub-Inspector Shailesh Nayak of subjecting him and his family to persistent harassment. This alleged torment stemmed from a loan that Jwalin had obtained last year, which ultimately led to his father's tragic decision to end his life.
Financial Transaction and Escalating Demands
According to the First Information Report (FIR) filed with the police, Jwalin Nayak borrowed a sum of Rs 10 lakh from Shailesh Nayak in February 2025. The purpose of this loan was to invest in the stock market, with the agreement reportedly carrying an exorbitant monthly interest rate of 10%. Shockingly, within just a few weeks of the funds being transferred to Jwalin's bank account, the retired officer began aggressively demanding payments. These demands were made under various pretexts, including interest charges, penalties, and additional fees.
Over the subsequent period, Jwalin claims to have transferred approximately Rs 90 lakh to the accused through multiple bank transactions, made in instalments. Despite these substantial repayments, the retired sub-inspector allegedly continued to press for more money, asserting that a staggering Rs 1.5 crore was still outstanding. This relentless financial pressure created an environment of extreme distress for the entire family.
Alleged Coercion and Property Seizure
The situation escalated further in August 2025 when, according to the complaint, the accused confiscated Jwalin's passport after issuing threats. Then, in October of the same year, Shailesh Nayak allegedly compelled Jwalin to accompany him to a notary office in Gandhinagar. There, under duress, Jwalin was forced to sign documents related to a possession agreement for his flat located in Sargasan. The complaint further states that the signature of Jwalin's wife was also obtained on these documents under similar pressure, highlighting the extent of the alleged coercion.
Family Harassment and Tragic Outcome
The retired officer's alleged harassment did not stop with Jwalin. The FIR indicates that Shailesh Nayak later approached Jwalin's father, Prakash Nayak, who had retired as a section officer from the Gujarat home department. Prakash was reportedly threatened over the outstanding dues, adding to the family's mounting anguish. On February 23, Prakash Nayak left his residence in Sector-4 of Gandhinagar. His scooter was later discovered near the Adalaj canal, and his body was recovered from the waterway three days after his disappearance.
Police investigations revealed a suicide note on the deceased's mobile phone. This note explicitly mentioned the severe mental harassment endured over the loan, despite the family having made large repayments. The contents of this note have become a crucial piece of evidence in the ongoing case, underscoring the direct link between the alleged harassment and the tragic suicide.
Legal Proceedings and Community Impact
The Santej police have taken swift action by registering the case under relevant sections of the Indian Penal Code pertaining to abetment to suicide. This development has sent ripples through the local community, raising serious questions about financial exploitation and the psychological toll of such harassment. Authorities are now conducting a thorough investigation to gather all necessary evidence and witness statements to ensure justice is served.
This incident serves as a stark reminder of the devastating consequences that can arise from predatory lending practices and unchecked harassment. It highlights the urgent need for stronger legal protections for borrowers and more robust mechanisms to address financial coercion, particularly when it involves vulnerable individuals and families.
