UPMSP Admit Cards 2026: Download Steps & Details
Uttar Pradesh Board will release Class 10 and 12 admit cards in early February 2026. Exams run from February 18 to March 12. Learn how to download and verify details.
Category : Search result: RBI credit card rules
India's Bank Credit Crosses ₹200 Lakh Crore, Unsecured Loans Boom
India's overall bank credit has soared past ₹200 lakh crore for the first time, hitting ₹203.2 lakh crore by December 2025. Unsecured loans and credit card debt are driving this unprecedented growth, with year-on-year credit expansion nearly doubling.
Hidden Fees in Lifetime Free Credit Cards Exposed
Lifetime free credit cards aren't always free. Discover the hidden charges like forex markups and late fees, and learn practical strategies to avoid them. Read before you apply!
Trump's 10% Credit Card Rate Cap: Deadline & Warning
US President Donald Trump sets a Jan 20 deadline for a 10% cap on credit card rates, warning of severe consequences for non-compliance. Banks oppose, citing legal hurdles.
BoB Card Targets Gen Z, Women with Health-Focused Credit Cards
Bank of Baroda's BoB Card is shifting from generic rewards to cohort-specific products focused on healthcare, insurance, and wellness benefits. Learn how they're targeting Gen Z, women, and professionals.
Trump's 10% Credit Card Cap Plan Alarms US Banks
President Trump's proposal to cap credit card rates at 10% faces backlash from banks warning of reduced credit access. US credit card debt exceeds $1.23 trillion. Read the full analysis.
₹3,361 Crore Sanctioned to Exporters Under New Credit Scheme
Indian lenders sanctioned ₹3,361.83 crore to 774 exporters under the new Credit Guarantee Scheme, boosting exports amid US tariff challenges. Scheme operational till March 2026.
Trump's 10% Credit Card Cap Plan Resonates in India
Donald Trump's proposal for a 10% cap on US credit card rates has Indian cardholders, facing up to 42% interest, asking if India could follow. Explore the implications and RBI's stance.
Trump's 10% Credit Card Rate Cap Plan Stirs Reactions
US President Donald Trump proposes a 10% cap on credit card interest rates. The move draws reactions from Bill Ackman, Elizabeth Warren, and banks. A study suggests it could save Americans $100 billion annually. Read more.
Trump's 10% Credit Card Cap: $100B Annual Savings
President Trump proposes a one-year 10% cap on credit card rates from Jan 20. A Vanderbilt study estimates $100 billion in annual savings for Americans. Details inside.
Lounge Access with Premium Debit Cards: Costs & Benefits
Explore the real value of premium debit card lounge access in India. We break down costs, eligibility, and hidden charges to help you decide if it's worth the investment.
CIBIL Error Costs Credit Card Company Rs 20,000 in Chandigarh
A Chandigarh consumer wins Rs 20,000 compensation after a credit card company's CIBIL error marked him a defaulter despite a 'No Dues' certificate. Learn how to protect your credit score.
JPMorgan Takes Over Apple Card from Goldman Sachs
JPMorgan Chase replaces Goldman Sachs as issuer of the Apple Card, ending Goldman's troubled consumer lending experiment. The deal involves over $20B in balances.
Apple Card Issuer Changes to JPMorgan, No User Impact
Apple Card's issuer changes from Goldman Sachs to JPMorgan Chase. Key features like 3% cashback remain. The deal closes in 2 years. Learn what stays the same for users.
SMA in Credit Report: Impact of Missed EMIs on Score
Missing loan EMIs triggers Special Mention Account (SMA) stages, damaging your credit score & future loan approvals. Learn how to avoid SMA and protect your credit health.
IDFC Bank's New Zero-Forex Credit Card for Travelers
IDFC FIRST Bank unveils the Diamond Reserve Credit Card with 0% forex markup, premium travel rewards, and lifestyle benefits for affluent global travellers. Annual fee waiver on spends over ₹6 lakh.
RBI Proposes New Dividend Rules for Banks, Seeks Comments
The Reserve Bank of India has released draft guidelines for 2026 governing how banks declare dividends and remit profits. Stakeholders can submit feedback until February 5, 2026.
IDFC FIRST Bank WOW! Black Credit Card: Features & Benefits
IDFC FIRST Bank's new WOW! Black Credit Card offers high reward points on travel, UPI, and zero forex markup. Ideal for building credit and frequent travelers. Explore its fees, benefits, and eligibility.
Aadhaar PVC Card Fees to Increase in 2026
UIDAI announces a price hike for Aadhaar PVC card delivery. Find out the new fees effective January 2026 and learn how to order your card online.
RBI Lateral Recruitment 2025 Registration Ends Today
The RBI Services Board closes the application window for 93 expert Grade C, D, and E posts today, January 6, 2026, at 6 PM. Apply now at opportunities.rbi.org.in before the deadline.
Marriage to US Citizen No Longer Guarantees Green Card
The US has changed its green card rules, making marriage to a citizen insufficient for residency. Learn the key points and what applicants must now prove.
4 Resolutions to Improve Your Credit Score in 2026
Start 2026 strong with four simple financial habits to improve your credit score. Learn how timely repayments, smart credit use, and regular monitoring can unlock better loan and credit card offers.
How Closing a Credit Card Affects Your Credit Score
Thinking of closing your credit card? Learn how this decision can hurt your credit score, the factors involved, and smarter alternatives to consider in 2025.
US Green Card: Why Spouses Must Live Together
US immigration law requires spouses of citizens to live together for a Green Card. An attorney with 30+ years experience explains the strict scrutiny and risks of living apart. Learn the key requirements.
Why Your Credit Card Application is Rejected
Struggling with credit card rejections? Learn the top 5 reasons for application denial in India and how to improve your approval chances. Boost your financial health today!
RBI Intensifies Scrutiny on Bank-NBFC Interconnectedness
The Reserve Bank of India is escalating surveillance on bank-NBFC links, wary of systemic risks. Learn about the new focus areas and regulatory actions shaping India's financial stability.
How to Check for Unauthorised Loans on Your PAN Card
PAN card misuse for fraudulent loans is rising. Learn how to check your credit report, spot red flags, and protect your financial identity. Act now to secure your finances.
3 Habits to Improve Your Credit Score in 2026
Aiming for a credit score above 750 in 2026? Learn three powerful habits, from managing credit usage to diversifying your portfolio, to unlock better loan terms and financial opportunities.
Chandigarh man loses Rs 1.7L in credit card WhatsApp scam
A Chandigarh resident was duped of Rs 1.7 lakh after clicking fraudulent WhatsApp links for an SBI credit card upgrade. The cyber cell is investigating. Learn how to stay safe from such cyber fraud.
Bengaluru Man Wins Rs 14.2 Lakh Fraud Credit Card Case
A Bengaluru man fought Axis Bank over a Rs 14.2 lakh credit card bill for a card he never received. The consumer court ruled in his favor, citing bank lapses. Read his full story.
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