RBI: Banking Sector Resilient, NPA at Multi-Decade Low
RBI's latest report reveals robust health of Indian banking sector with 11.2% balance sheet growth, sustained profitability, and gross NPA ratio falling to 2.2%. Read the full analysis.
RBI's latest report reveals robust health of Indian banking sector with 11.2% balance sheet growth, sustained profitability, and gross NPA ratio falling to 2.2%. Read the full analysis.
RBI's latest report shows a sharp drop in bank fraud cases but a worrying rise in the total amount involved. Card and internet frauds dominate. Discover the key trends and regulatory actions.
RBI data shows a sharp fall in bank fundraising via private placements & QIPs to ₹58,912 crore in FY26. PSBs led the decline. Explore the causes and future outlook.
The RBI's annual report reveals robust health for India's commercial banks in 2024-25, with strong capital and asset quality, though net interest margins face pressure. Discover the key insights.
AU Small Finance Bank's women-centric savings accounts are fostering financial independence with tailored features. Discover how initiatives like #AapkiApniBanking are changing the game.
AU Small Finance Bank's women-centric savings accounts are transforming financial independence. Discover how tailored features and digital tools are empowering female customers across India.
SBI data reveals 15,956 cyber fraud cases from Jan 2024-Oct 2025, with losses of ₹118.47 crore. Experts warn of rising digital banking risks. Learn how to stay safe.
State Bank of India reported nearly 16,000 cyber fraud cases from Jan 2024 to Oct 2025, with losses exceeding ₹118 crore. Discover the state-wise breakdown and expert insights on digital banking risks.
Saudi Central Bank (SAMA) introduces a sweeping new fees guide, slashing charges for financing, cards, and digital transfers to make banking fairer and more affordable. Discover the key changes.
SBI plans to add 6,500 employees to migrate customers to digital channels via YONO 2.0, aiming to double mobile banking users to 200 million by 2026. Read more.
State Bank of India plans to expand its mobile banking base to 20 crore customers in two years with Yono 2.0. The bank's digital-first 'phygital' strategy includes 10,000 floor managers for support.
Kotak Bank CEO Ashok Vaswani argues full ownership of financial subsidiaries is a strategic advantage, criticizing past stake sales by large banks. Discover the long-term value of integrated conglomerates.
RBI's new digital banking framework, effective Jan 1, 2026, tightens bank approvals, mandates explicit customer consent, and bans service bundling. Learn how it protects users.
RBI consolidates 70 years of banking regulations into 244 master directions, eliminating obsolete rules dating back to 1944. Discover how this simplifies compliance for banks.
RBI simplifies banking compliance by consolidating over 9,400 circulars into 244 Master Directions. A major regulatory overhaul to ease the burden for banks and financial institutions. Read more.
NPCI Bharat BillPay launches Banking Connect for real-time fund tracking. RBI to monitor crypto, gaming transactions instantly. Targets 1 billion monthly bill payments in 4 years.
Seasoned banker Ajay Jain joins Arihant Capital Markets to spearhead investment and merchant banking operations, bringing 25+ years expertise to drive business growth.
Security researchers discover Sturnus malware targeting Indian Android users through fake apps. The trojan steals banking credentials and records messages from WhatsApp, Telegram, and Signal. Protect your device now!
Maddie McGivern discovered her Chase account showed negative $50 billion after a normal night out. The banking error was later resolved as a technical glitch affecting limited accounts.
Maddie McGivern discovered negative $50 billion in her Chase account after a normal night out. The banking error was resolved as a technical glitch. Read this bizarre financial story.
RBI raises alarm over widening credit-deposit gap in Indian banking. Expert analysis on why this ratio needs urgent attention and potential solutions.
All banks across India will remain closed only on Sunday, November 30. Check working days, Saturday schedule, and available digital banking services during holidays.
As global turbulence intensifies, India faces critical banking choices between consolidation and strengthening. Expert TCA Ranganathan analyzes cyber threats, digital fraud, and climate risks shaping India's financial future.
State Bank of India reveals ambitious 2-year plan to transform legacy banking systems through hardware upgrades, open-source migration & microservices. Discover how this affects you.
Discover how digital innovations are transforming banking in India, making zero balance account opening paperless and accessible to millions. Learn about the tech driving financial inclusion.
Indian banks face rising AI implementation costs up to 40% while cybersecurity risks escalate. S&P Global Report reveals critical challenges in digital transformation journey. Learn how banks are navigating this complex landscape.
ICRA projects India's credit growth at 12-13% for FY2026, driven by strong demand and improved liquidity. Learn how this impacts the banking sector and economy.
India's BFSI sector faces major AI-driven transformation with 35-50% job impact. Discover how hyper-personalization, legacy challenges, and Agentic AI are reshaping banking.
India aims to create global banking giants, but experts warn size alone doesn't ensure better outcomes. Learn why commercial logic should drive mergers, not policy mandates.
Exclusive insights from RBI's Malhotra on the careful balance between caution and courage that led to relaxed infrastructure lending norms for banks. Discover how this strategic shift impacts India's economic growth.