Why Your Credit Card Application is Rejected
Struggling with credit card rejections? Learn the top 5 reasons for application denial in India and how to improve your approval chances. Boost your financial health today!
Category : Search result: personal finance tips
Car Finance Mis-Selling: 5 Warning Signs to Check
Many Indian drivers who signed car finance deals between 2007 and 2024 are finding unfair terms. Learn the 5 red flags and how to review your agreement for hidden fees and unclear conditions.
3 Habits to Improve Your Credit Score in 2026
Aiming for a credit score above 750 in 2026? Learn three powerful habits, from managing credit usage to diversifying your portfolio, to unlock better loan terms and financial opportunities.
Ramit Sethi's 5 Money Rules for a Rich Life
Discover five actionable lessons from Ramit Sethi's bestselling book 'I Will Teach You to Be Rich' that focus on automation, earning more, and intentional spending to build wealth without guilt. Start your journey to financial freedom today.
The Hidden Cost of a Monetised Life: Fees Explained
As transaction fees become ubiquitous, understanding the opaque charges on everyday services is crucial. Explore the tipping point of a fully monetised existence and what it means for your wallet.
Personal Loan Cooling-Off Period & Cancellation Charges
Need to cancel a personal loan? Learn about the cooling-off period for ICICI, HDFC, Kotak Bank & other lenders. Know the charges and steps to avoid penalties.
Mortgage as Investment: Reshaping Your Financial Portfolio
Taking a home loan is more than just buying a house. It fundamentally alters your investment portfolio, creating a major short position. We explain the financial mechanics and what it means for Indian homebuyers.
Credit Card Spending Slows 11.9% Post Festive Season
Credit card spending in India fell to Rs 1.9 lakh crore in Nov 2025, down 11.9% from Oct, as festive demand normalized. HDFC Bank showed resilience while offline spending took a larger hit. Read the full analysis.
ICICI Bank Credit Card Rules Change: Higher Fees, Reward Caps
ICICI Bank announces significant changes to credit card terms from January 2025, including higher charges and reward point limits. Learn how this impacts your wallet.
Why Wedding Insurance Remains a Hard Sell in India
India hosts weddings worth ₹6.5 trillion annually, yet few couples insure them. High costs, confusing exclusions, and low awareness keep wedding insurance on the sidelines. Learn what's covered and the crucial fine print.
Zodiac Signs' Financial Mistakes: Astrology Guide
Struggling with money? Astrology links financial habits to your zodiac sign. Discover the biggest money mistake for each sign and learn how to achieve better balance. Read more!
How to Improve Your Credit Score: 5 Actionable Tips
Struggling with a low credit score? Learn what the 300-900 range means and discover 5 practical strategies to boost your score, secure better loan terms, and lower interest rates. Act now for a healthier financial profile!
MUFG invests Rs 39,618 crore in Shriram Finance
Japan's Mitsubishi UFJ Financial Group makes a massive Rs 39,618 crore investment for a 20% stake in Shriram Finance, marking a major FDI in India's NBFC sector. Read details.
Why Every Car Buyer Must Use a Car Loan EMI Calculator
Using a car loan EMI calculator is crucial for Indian buyers. It helps plan budgets, compare loan offers, and avoid financial strain. Learn how this tool ensures a smarter car purchase.
Buffett's '20 Slot Punch Card' Advice for Seizing Big Opportunities
Warren Buffett's timeless advice to students: treat life's big decisions like a 20-slot punch card. Learn his strategy for seizing rare opportunities in investments and life. Read more.
Mira Kapoor's 3 Investment Secrets Revealed
Mira Kapoor shares her unique investment strategy focused on jewellery, art, and metals. Discover how her approach differs from husband Shahid Kapoor's style.
Parliament Passes Sweeping Financial Reforms: Key Impacts
Parliament's Winter Session passed laws allowing 100% FDI in insurance & pensions, cutting mutual fund fees, and reforming banking. Here's how it changes your finances.
Financial Literacy for Kids: A Parent's Essential Guide
Financial literacy is a vital life skill often missed in schools. Learn why and how to teach children about earning, saving, and smart spending to build a secure future.
2025 Numerology Forecast for Those Born on December 20
Discover your 2025 Personal Year Number 5 forecast! Get insights on career, relationships, health, and travel for people born on 20 December. Plan your year with guidance from expert Sidhharrth S Kumaar.
AI Bubble Fears: Why Indian Investors Need Global Diversification
US tech rally driven by a few AI giants raises bubble concerns. Experts advise Indian investors to diversify globally, limit US exposure to 10-30%, and explore Europe, Japan, and select emerging markets like Brazil.
MUFG buys 20% in Shriram Finance for $4.4 billion
Japan's MUFG acquires a 20% stake in Shriram Finance for Rs 39,618 crore, marking the largest FDI in India's financial services sector. This strategic partnership aims to boost capital and global expertise.
How Debt Settlement Can Reunite Indian Families
Financial stress from debt is tearing Indian families apart. Discover how professional debt settlement offers a path to relief, peace, and reconnecting with loved ones.
India's $5 Trillion Economy Target Pushed to 2028-29
IMF data shows India's $5 trillion GDP target is delayed by 3-4 years. We analyze the impact on jobs, EMIs, investments, and daily costs for Indian households.
Rate Cut Windfall: EMI vs Tenure on Home Loan
A 0.25% home loan rate cut can save you lakhs. Discover the smart choice between reducing EMI or loan tenure to maximize your savings. Act now!
How to Dispute Credit Report Errors in India
Learn the crucial 4-step process to dispute credit report errors in India. Protect your credit score and ensure loan approvals by rectifying mistakes in your CIBIL report.
IIM Bangalore, FPSB India launch Personal Finance certificate course
IIM Bangalore partners with FPSB India to launch a new certificate programme in Personal Finance and Wealth Advisory (PFWA). The course aims to equip professionals for the evolving financial planning sector and offers a pathway to CFP® certification.
Asset Allocation: The Real Key to Investment Success
Learn why choosing the right mix of equity, debt, and gold is more crucial than picking top funds for your financial goals. A balanced portfolio ensures stability and better long-term outcomes.
2026 Numerology Forecast for People Born on December 17
What does 2026 hold for those born on December 17? A detailed numerological forecast reveals a Personal Year 2, promising career growth, deeper relationships, and mindful health. Discover your yearly roadmap.
Bank Minimum Income for Personal Loans: HDFC, SBI, Axis
Learn the crucial minimum income requirements for personal loans from top banks like HDFC, SBI, Axis, and Kotak. Discover how your salary and DTI ratio impact approval chances.
How Lenders Calculate Personal Loan EMI: Key Factors Explained
Understand the crucial factors behind your personal loan EMI calculation. Learn about interest rates, tenure, and formulas to make an informed borrowing decision and manage your finances better.
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