OTP Fraud Alert: Protect Your Credit/Debit Card Now
As digital payments surge in India, OTP fraud is rising. Learn how scammers trick you, key red flags, and essential steps to safeguard your finances. Stay vigilant!
Category : Search result: credit card interest rate cap
Strong GDP Growth Questions Need for RBI Rate Cuts
India's Q2 GDP growth at 8.2% and robust credit offtake challenge calls for rate cuts. Expert analysis on why RBI should maintain current policy stance. Read more.
Beware! Fake Bank Calls for Credit Limit Increase Are Scams
Fraudsters are posing as bank officials to trick credit card users into sharing OTP & CVV. Learn 5 crucial tips to protect yourself from this rising financial scam in India.
How Payment History, Credit Utilisation Shape Your Score
Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.
Paying Credit Card with Another Card: Legal Ways Explained
Directly paying one credit card bill with another is banned in India. Discover the two legitimate, yet cautious, methods like balance transfers that banks allow for debt management.
Credit Score Impact: Get Lower Interest Rates on Cards
Your credit score is key to securing better credit card terms in India. Learn how a score above 750 can unlock lower interest rates, higher limits, and premium benefits.
RBI Allows Lower Home Loan Rates with Better Credit Score
RBI's new 2025 directions let borrowers request lower interest rates when credit scores improve. Learn how to save thousands on home loans and become debt-free faster.
Flexi-Cap Funds Attract ₹8,923 Crore as Flows Shift
Investors pivot to flexi-cap mutual funds as small and mid-cap valuations stretch. Net inflows jump 27% to ₹8,923 crore in October. Discover why flexibility is now the key strategy.
5 Essential Steps to Report Credit Card Fraud in India
Rising credit card fraud in India demands swift action. Learn the 5 crucial steps to report unauthorized transactions and secure your finances under RBI's zero liability policy.
Telangana Debit Card Spending Grows 19%, Ranks 2nd
Telangana records 19% debit card growth, becoming India's second fastest-growing state. Car sales surge 29% as GST rationalization boosts consumer confidence. Explore the digital payment revolution.
IndiGo SBI Card ELITE: Features, Benefits & Free Flights
Discover how IndiGo SBI Card ELITE helps frequent flyers earn free flights, lounge access & rewards. Learn about fees, benefits & if it's right for you. Start saving today!
Instant Loan vs Credit Card Loan: Key Differences
Struggling to choose between instant loan and credit card loan? Compare interest rates, processing fees, disbursal speed and credit score impact to make the right decision.
Hard vs Soft Credit Inquiries: Key Differences
Understand how hard and soft credit inquiries impact your credit score, loan eligibility, and interest rates in India. Learn to manage your credit wisely.
5 Premium Credit Cards in India: Benefits & Costs
Explore India's top premium credit cards offering golf access, lounge benefits, concierge services and more. Compare annual fees and exclusive features before applying.
How ₹60K Credit Card Debt Affects Your Credit Score
Carrying ₹60,000 credit card debt can hurt your credit score due to high utilization. Learn how personal loans for debt consolidation affect your credit health and smart repayment strategies.
6 Factors That Damage Your Credit Score
Discover the six major reasons why your credit score drops unexpectedly and learn how to maintain a healthy credit profile for better loan eligibility in India.
Debt Fund Risks: 3 Hidden Dangers for Investors
Discover the 3 major risks in debt mutual funds that Indian investors often overlook. Learn how to protect your investments from interest rate, credit, and concentration risks with expert guidance.
Fix Low Credit Score with the 2-3-4 Card Rule
Struggling with a low credit score? Learn how the 2-3-4 credit card rule can help you space applications, avoid hard inquiries, and build a stronger financial profile today.
Best Low-Fee Credit Cards Under ₹1000 in India
Discover 6 credit cards with annual fees under ₹1000 offering cashback, reward points, and discounts. Learn how to maximize benefits while minimizing costs in our comprehensive guide.
How to Check Your Credit Score & Spot Fraud in India
Learn how to check your credit score for free, identify suspicious inquiries, and protect yourself from identity fraud. Essential guide for Indian borrowers.
657 Credit Score: Improvement Strategies & Impact
Learn how a 657 credit score affects loan approvals and discover 5 practical steps to improve your credit rating. Expert tips from Credgenics CEO Rishabh Goel.
Maximize Credit Card 45-Day Interest-Free Period
Learn how credit card interest-free periods work, from 15 to 45 days. Discover timing strategies to avoid interest charges and manage your credit card dues effectively.
Kotak 811 Credit Card For No Credit Score Users
Kotak Bank launches 3-in-1 account with secured credit card for those without credit history. Get lifetime free card, cashbacks & build credit score. Perfect for students & homemakers.
Save ₹50,000 on credit card forex fees abroad
Planning international travel? Learn how foreign exchange conversion fees can cost you up to ₹50,000 and discover zero-fee credit cards to save money. Essential guide for Indian travelers.
India's Credit Card Surge: Debt Trap or Financial Tool?
India's credit card usage is rapidly growing. Learn how high interest rates, minimum payments, and impulse spending can create debt traps and discover strategies for financial security.
PPFAS Launches Large-Cap Fund in Crowded Market
PPFAS AMC, known for its successful flexi-cap fund, enters the competitive large-cap space with Parag Parikh Large Cap Fund. Will their valuation-conscious approach work?
Secure Low-Interest Loans with Strong Credit Score in India
Learn how maintaining a credit score above 750 can help you secure personal loans at favorable interest rates. Discover expert tips to leverage your credit profile for better loan terms.
How AU Credit Cards Transform Daily Spending Habits
AU Small Finance Bank revolutionizes Indian spending habits with credit-first approach. Discover how their cards enable smarter financial management for everyday purchases.
Kolkata Credit Card Cloning: ₹11.86 Lakh Fraud
A major credit card cloning case uncovered in Kolkata where one victim lost ₹11.86 lakh. Learn essential safety measures to protect your finances from similar scams.
Build Credit Score Without a Credit Card
Learn how to build a strong credit profile without a credit card using small loans, BNPL, and timely bill payments. Start your journey to financial health today!
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