RBI: Microfinance Must Focus on Income Stability Now
RBI deputy governor outlines 5 priorities for microfinance sector's next phase, urging shift from basic access to sustainable income pathways and formal credit integration.
Category : Search result: formal credit
Gold Loans Jump 128.5%, Driving Retail Credit Boom
Gold loans in India skyrocket 128.5% to Rs 3.38 lakh crore, becoming a major force in personal lending. Discover the trends reshaping retail credit and what it means for you.
Telangana Plans Alternative Credit Scoring System
Telangana will unveil its alternative credit scoring mechanism through TIB at the Telangana Rising Global Summit on December 8-9, 2025, boosting financial inclusion.
RBI Orders Weekly Credit Score Updates from April 2026
RBI announces weekly credit score updates starting April 2026. Faster updates mean better loan terms and quicker approvals for borrowers. Learn how this impacts your financial journey.
5 Essential Steps to Report Credit Card Fraud in India
Rising credit card fraud in India demands swift action. Learn the 5 crucial steps to report unauthorized transactions and secure your finances under RBI's zero liability policy.
India's Labour Reforms: Economic Progress & Youth
India's four labour codes create new employment ecosystem. V. Anantha Nageswaran explains how reforms must benefit young workforce shaping economic future. Read analysis.
IndiGo SBI Card ELITE: Features, Benefits & Free Flights
Discover how IndiGo SBI Card ELITE helps frequent flyers earn free flights, lounge access & rewards. Learn about fees, benefits & if it's right for you. Start saving today!
How Personal Loans Impact Your Credit Score
Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.
Securing a Car Loan with a Low Credit Score
Struggling with a low credit score? Learn how to secure a car loan in India. Discover strategies involving income proof, down payments, and co-applicants to boost your approval chances.
India's New Labour Codes: Economic Catalyst
India's newly notified labour codes could transform the workforce and boost economic growth, but implementation challenges and infrastructure readiness remain crucial for success.
RBI Concern: High Credit-Deposit Ratio Needs Rethink
RBI raises alarm over widening credit-deposit gap in Indian banking. Expert analysis on why this ratio needs urgent attention and potential solutions.
How New Labour Codes Transform Enterprise Growth in India
India's new Labour Codes replace 29 complex laws with 4 streamlined codes, creating predictable conditions for business expansion and formal employment. Learn how this reforms address the 'missing middle' problem.
India's Labour Reforms: Job Creation & Social Security
India implements four labour codes to accelerate formal job creation and expand social security for gig workers. Industry experts highlight implementation challenges and benefits.
India Implements Labour Codes: Industry Reacts
India's new labour codes promise job formalization and social security expansion. Industry leaders welcome reforms but stress state implementation is crucial for success. Read more.
Instant Loan vs Credit Card Loan: Key Differences
Struggling to choose between instant loan and credit card loan? Compare interest rates, processing fees, disbursal speed and credit score impact to make the right decision.
Hard vs Soft Credit Inquiries: Key Differences
Understand how hard and soft credit inquiries impact your credit score, loan eligibility, and interest rates in India. Learn to manage your credit wisely.
5 Premium Credit Cards in India: Benefits & Costs
Explore India's top premium credit cards offering golf access, lounge benefits, concierge services and more. Compare annual fees and exclusive features before applying.
How ₹60K Credit Card Debt Affects Your Credit Score
Carrying ₹60,000 credit card debt can hurt your credit score due to high utilization. Learn how personal loans for debt consolidation affect your credit health and smart repayment strategies.
Oracle's $111K CDS Surge Signals AI Credit Risk
Oracle's credit-default swaps triple to $111,000 as investors hedge against AI boom risks. Trading volume hits $5B amid massive AI spending. Explore the market implications.
6 Factors That Damage Your Credit Score
Discover the six major reasons why your credit score drops unexpectedly and learn how to maintain a healthy credit profile for better loan eligibility in India.
Fix Low Credit Score with the 2-3-4 Card Rule
Struggling with a low credit score? Learn how the 2-3-4 credit card rule can help you space applications, avoid hard inquiries, and build a stronger financial profile today.
Best Low-Fee Credit Cards Under ₹1000 in India
Discover 6 credit cards with annual fees under ₹1000 offering cashback, reward points, and discounts. Learn how to maximize benefits while minimizing costs in our comprehensive guide.
How to Check Your Credit Score & Spot Fraud in India
Learn how to check your credit score for free, identify suspicious inquiries, and protect yourself from identity fraud. Essential guide for Indian borrowers.
657 Credit Score: Improvement Strategies & Impact
Learn how a 657 credit score affects loan approvals and discover 5 practical steps to improve your credit rating. Expert tips from Credgenics CEO Rishabh Goel.
Maximize Credit Card 45-Day Interest-Free Period
Learn how credit card interest-free periods work, from 15 to 45 days. Discover timing strategies to avoid interest charges and manage your credit card dues effectively.
757 Credit Score: Your Gateway to Better Loans in India
Discover why a 757 credit score places Indian borrowers in the 'very good' category, enabling easier access to personal loans, home loans, and premium credit cards with flexible terms.
Kotak 811 Credit Card For No Credit Score Users
Kotak Bank launches 3-in-1 account with secured credit card for those without credit history. Get lifetime free card, cashbacks & build credit score. Perfect for students & homemakers.
Save ₹50,000 on credit card forex fees abroad
Planning international travel? Learn how foreign exchange conversion fees can cost you up to ₹50,000 and discover zero-fee credit cards to save money. Essential guide for Indian travelers.
Top Travel Credit Cards for Discounts & Cashback
Discover the top 5 travel credit cards in India offering exclusive benefits like zero forex markup, unlimited lounge access, and reward points. Maximize your savings on your next trip!
India's Credit Card Surge: Debt Trap or Financial Tool?
India's credit card usage is rapidly growing. Learn how high interest rates, minimum payments, and impulse spending can create debt traps and discover strategies for financial security.
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