Ludhiana Trust in Rs 64 Cr crisis over unpaid govt loans
Ludhiana Improvement Trust grapples with a severe financial crunch as over Rs 64 crore in interest-free loans to other departments remains unrecovered, stalling its own development works.
Category : Search result: nonperforming loans
Fitch: RBI Reforms Lower Risks, Boost Indian Banking Health
Fitch Ratings says enhanced RBI oversight and a robust supervisory toolkit are lowering systemic risks for Indian banks. Strong metrics and economic growth offer a positive outlook. Read the full analysis.
Delhi can now borrow from open market via RBI public account
Delhi signs pact with RBI, ending reliance on high-cost NSSF loans. From Jan 9, capital expenditure to be funded via market borrowings at ~7%, ushering fiscal prudence.
Delhi Govt, RBI Sign MoU for Yamuna Rejuvenation & Fiscal Reform
Delhi government signs a historic MoU with RBI for financial reforms. Funds to focus on Yamuna rejuvenation, water supply, and infrastructure. A new era of fiscal discipline begins.
Pollution Certificates Block Loans for Karnataka Food Startups
Karnataka's PMFME rural food units face loan rejection due to missing KSPCB certificates. Minister seeks exemption to save 5000 units and 50000 jobs. Read the full story.
State Capex Doubles to Rs 8.4 Trillion in FY21-FY25
Analysis reveals state capital expenditure doubled to Rs 8.4 trillion in 5 years, driven by central loans & borrowing flexibility. The 16th Finance Commission's recommendations will be crucial for future spending space. Read more.
Govt Plans Cheaper Loans to Accelerate Private E-Bus Rollout
India plans a new financing scheme to lower borrowing costs for private electric bus operators through Sidbi and Nabard, addressing high capital costs after lender caution from the BluSmart collapse.
Bandhan Bank Q3 Loans Rise 10% to Rs 1.45 Lakh Crore
Bandhan Bank reports 10% YoY loan growth and 11.1% deposit rise for Q3 FY26. Retail deposits surge, but CASA ratio contracts. Read the full business update.
Maharashtra waives stamp duty on farm loans up to Rs 2 lakh
Maharashtra government announces stamp duty waiver on agricultural loan documents up to Rs 2 lakh from Jan 1, 2026. Aims to ease financial burden on lakhs of farmers. Read more.
Bank Credit Outpaces Deposits, CD Ratio Soars to 102%
Indian banks' credit growth outstripped deposit mobilisation in 2025, pushing the incremental CD ratio to 102%. Explore the funding pressures and market implications.
Goa CM reviews Rs 513 cr infra projects, pushes for timely completion
Goa CM Pramod Sawant reviewed progress of Rs 512.9 cr central-funded infrastructure works. He directed departments to expedite projects and ensure benefits reach people quickly. Read more.
Gold Loans Surge 125%, Driving New Bank Credit
Gold loans in India surge 125% YoY, contributing 12% of new bank credit. Discover how rising gold prices and a shift to secured lending are reshaping the banking sector's portfolio.
Texas Bank's Indian Leadership Sparks Online Debate
A viral social media post targeting the all-Indian leadership of State Bank of Texas ignites controversy. Discover the facts behind the bank's founding and the response from the community.
RBI Report: Strong Growth, But Warns on Unsecured Loans, Stablecoins
RBI's Financial Stability Report highlights India's robust 8.2% GDP growth & strong banks, but flags risks from unsecured lending, fintech, and stablecoins to monetary sovereignty. Read key insights.
RBI: Consumption Loans Dominate Household Borrowing
RBI data reveals a shift in Indian household debt, with over 55% now for retail consumption. Household debt-to-GDP hits 41.3%, but savings improve. Explore the full financial stability report.
87% Success Rate for Student Loan Bankruptcy Discharge
A new study shows an 87% success rate for discharging student loans via bankruptcy, debunking a persistent myth. Learn how policy changes have made this path more accessible for millions of borrowers.
Bank Bad Loans Fall to 2.1%, Best in Decades: RBI
RBI reports gross NPA ratio of banks fell to 2.1% by Sept 2025, a multi-decade low. Strong recoveries and upgrades drove 42.8% of the improvement. Read the full analysis.
RBI's ULI Lending Platform Sees Sharp Adoption Rise
India's Unified Lending Interface (ULI) sees rapid growth with 64 lenders onboarded and over ₹65,000 crore in loans facilitated, revolutionizing digital credit access for MSMEs and farmers.
Protect Your PAN Card from Loan Fraud: A Step-by-Step Guide
Learn how to safeguard your finances by checking for unauthorized loans linked to your PAN card. Follow our 5-step guide using credit reports, fintech apps, and DigiLocker to prevent identity theft and protect your credit score.
US to Restart Wage Garnishment for Student Loans
The Trump administration will resume aggressive collection on defaulted federal student loans, including wage garnishment, starting January 2024, ending pandemic-era protections. Millions of borrowers are affected.
VB-G RAM G Act to Push State Borrowings, Bond Yields Higher
India's revamped rural jobs scheme increases states' funding share, likely raising borrowings by ₹30,000-40,000 crore and pushing bond yields higher. Market experts warn of wider spreads and fiscal strain.
Prayagraj: Over 7,300 Youth Apply for Business Loans Under CM Scheme
Prayagraj's youth are driving a startup boom! Over 7,300 applications worth ₹35.7 crore received under the CM's Youth Entrepreneur Scheme. Discover how loans up to ₹5 lakh are fueling local businesses.
US to Restart Wage Garnishment for Student Loans
The Trump administration will restart wage garnishment for defaulted federal student loans from January 7, 2025, ending the pandemic-era pause. Millions remain in default.
PSU Banks Outpace Private Lenders in Key Loan Segments
Public sector banks are reclaiming market share from private lenders in personal, home, and auto loans, driven by aggressive strategies and improved asset quality. Discover the key drivers behind this shift.
India's Middle Class Debt Trap: Savings at 48-Year Low
India's net household savings plunge to a 48-year low as post-pandemic borrowing for consumption surges. The middle class is trapped in high-cost debt. Read the full analysis.
Dharwad CEO Bhuvanesh Patil Pushes Banks for Timely Credit
Dharwad Zilla Panchayat CEO Bhuvanesh Patil directs banks to ensure timely credit for agriculture, SHGs, and youth. Review of loan disbursement and CSR plans discussed.
Haryana Farmers Bear Rs 60,816 Crore Loan Burden
Haryana CM reveals over 25.67 lakh farmers have Rs 60,816 crore in outstanding loans. Details on district-wise debt and state relief schemes like zero-interest crop loans and OTS extensions.
SalaryOnTime App Installs Jump 200% on Paperless Loans
Fintech app SalaryOnTime reports a massive 200% growth in installs, driven by its instant, paperless loan services. Discover how it's changing financial access for India's workforce.
Punjab MSMEs neglected as govt rolls red carpet for big corporates
Ludhiana's MSMEs, once Punjab's economic backbone, complain of neglect, funding woes, and pending VAT refunds while govt courts large investments. Read the full story.
Singapore's UOB Bank hit by China property downturn
Singapore's United Overseas Bank faces mounting losses from Hong Kong and China real estate loans, booking S$615 million in provisions. Its Greater China exposure under scrutiny as property markets deteriorate.
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