AU Small Finance Bank (AU SFB), India's largest small finance bank and the first in over a decade to receive in-principle approval to transition into a universal bank, has unveiled a comprehensive suite of savings accounts designed to cater to every type of Indian customer. The portfolio ranges from fully digital accounts to premium offerings, with variants built for women, senior citizens, students, NRIs, salaried professionals, farmers, and high-net-worth individuals.
Full Range of Savings Account Variants
AU SFB offers a diverse set of savings accounts to meet varying lifestyle and financial needs. These include AU Digital Savings Account for customers who prefer a fully online experience, AU Royale and AU Royale World for premium banking with elevated privileges, AU Platinum for high-value relationships, AU Value as a straightforward everyday option, and AU Vikaas for broader financial inclusion. Additionally, the bank provides AU Swadesh for NRIs, AU Kids Savings Account for young customers, and AU Kisan Savings Account for farmers. Each variant is built around specific banking preferences, giving customers the flexibility to choose the account that best suits their needs.
Digital Account Opening with Video KYC
The bank has simplified the account opening process through a fully digital journey. Customers can complete the application using their Aadhaar and PAN details, verify their identity via a Video KYC call—eliminating the need for a branch visit—and start banking immediately through the AU 0101 Mobile Banking App or NetBanking platform. This paperless process enables customers to open and activate a digital savings account entirely online.
Competitive Interest Rates and Monthly Payouts
AU SFB strengthens its savings account proposition with competitive interest rates and monthly interest payouts, allowing customers to earn interest more frequently while retaining easy access to their funds. Customers can estimate their expected earnings using the Savings Account Interest Rate Calculator available on the bank's website, helping them understand potential interest income based on their account balance before selecting the right savings account.
AU 0101 Mobile Banking App and Net Banking
The AU 0101 Mobile Banking App and Net Banking platform bring together a full range of digital banking services in one place. Customers can view account balances in real time, transfer funds via IMPS, NEFT, and RTGS, make UPI payments, pay utility bills, download account statements, manage debit cards, open fixed deposits, and request banking services securely from anywhere. Millions of customers already use the mobile banking app as their preferred channel for everyday banking.
Key Benefits of AU Savings Accounts
Beyond digital convenience, AU Small Finance Bank's savings accounts offer monthly interest payouts, debit cards across RuPay, Visa, and Mastercard networks, video banking support, extended banking hours, paperless banking, dedicated relationship management for select account variants, family banking privileges on premium programmes, and access to a nationwide network of over 2,700 banking touchpoints.
Banking Built for Every Customer
As digital adoption continues to reshape banking in India, AU Small Finance Bank remains focused on making banking more accessible through customer-centric savings account solutions, competitive interest rates, and digital tools that simplify financial management. By combining a diverse savings account portfolio with the Savings Account Interest Rate Calculator and the AU 0101 Mobile Banking App, the bank continues to strengthen its digital banking ecosystem, enabling customers to bank confidently, conveniently, and securely.
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